
An Award winning accomplished professional with 27 years' experience in Debt Service Management, Retail Asset Group, currently with India's reputed Pvt Sector bank. Recognized as a proactive individual who can rapidly identify business problems, formulate tactical plans, initiate change and implement effective business strategies in challenging environments to enhance revenue generation, market share expansion and profitability. Skilled in revenue & Profit Growth, Recruitment, Training, Strategic sourcing and Team leadership. Expertise in analyzing the market trend, conducting primary and secondary market research/planning & implementing integrated marketing solutions. Experience in recommending solutions that best fit requirement sand offering the customer a complete product portfolio, coordination with policy holders to explain policy, analyze loan programs and suggest additions or changes. Proficient in Sales management/marketing/channel recruitment/legal management aimed for seamless operations. Adopt at maintaining consistent and appropriate business practices and enhancing controls for credit risks. Expert in heading delinquency of various personal loan products and implementing strategies towards enriching the loss minimization, growth on efficiency year on year with outstanding results. Well versed in Debt Management of Secured & unsecured loan across the verticals viz pre NPA and post NPA portfolio management.
Debt Service Management: Personal Loans/Business Loans Pan India
Steering complete gamut of sales business development and debt servicing operations for Personal loan products