Kunj Raval
Mumbai
Summary
To advance my career as Credit Analyst by combining my experience in business development within the credit rating industry with my analytical proficiency to deliver precise credit evaluations, mitigate financial risks and foster organizational growth.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Analyst - Summer Trainee
Future Generali India Insurance Limited
Mumbai
05.2024 - 07.2024
- Financial & Equity Research: Conducted stock valuation, sector analysis, and forecasting using fundamental and technical methodologies.
- Investment & Risk Management: Evaluated mutual funds, asset allocation, and investment strategies while implementing risk mitigation techniques.
- Live Trading Exposure: Hands-on experience in equities, derivatives, forex, and commodities trading with real-time market execution.
- Client & Portfolio Management: Performed risk assessments, asset allocation analysis, and lead generation for investment advisory.
Senior Business Development Manager
India Ratings & Research
Mumbai
01.2022 - 01.2023
- Organized banker meetings and presentations to educate bank branches on bank loan rating products and processes.
- Acquired mandates for enhanced debt facilities from existing clients, driving business growth.
- Developed and managed relationships with mid-sized corporate clients for credit rating services.
- Maintained strong connections with industrial associations to collect market data and insights.
- Identified new market opportunities and business prospects to expand the client base.
- Increased market share through strategic sales initiatives and team training programs.
Business Development Executive
Crisil Limited
Mumbai
12.2019 - 12.2021
- Led the origination of rating mandates for Bank Loan Ratings and other rating services.
- Established and managed relationships with corporate clients, commercial banks, merchant bankers, and financial intermediaries to drive business growth.
- Managed key strategic accounts across Banks, Financial Institutions, and the Infrastructure sector.
- Identified and onboarded large unrated corporate clients, facilitating their transition to rated entities and leveraging ratings for fundraising opportunities.
- Conducted knowledge-sharing forums with Banks, Private Equity Firms, and other stakeholders to enhance brand visibility and industry engagement.
- Delivered consistent revenue growth through strategic business development, key account management, and new client acquisitions.
- Entrepreneurial professional with a track record of identifying prospective partners, driving business expansion, and improving profitability.
- Ensured customer satisfaction and business retention by managing key accounts and maintaining high service standards.
Education
MBA - Finance
Aditya Institute of Management Studies & Research
Mumbai 05-2025
Post-Graduate Diploma In General Management - General Management
Nmims Global Access School
Mumbai 07-2021
Bachelor in Banking & Insurance -
KES Shroff College
Mumbai 04-2018
Financial Risk Manager -
Global Association of Risk Professionals
United States Skills
- Financial analysis
- Risk management
- Client relationship management
- Financial modeling
- Credit Analysis
- Cash Flow Cycles Analysis
- Financial Analysis for Credit
- Scenario & Sensitivity Analysis
- Tableau
- SQL
- DCF Valuation Modeling
- Monthly Cash flow Modeling
- 3 Statement Modeling
- Operational modeling
- Merger and Acquisition Modeling
- Comparable Valuation
Certification
- Financial Modeling & Valuation Analyst (FMVA) - Corporate Finance Institute
- Commercial Banking & Credit Analyst (CBCA) - Corporate Finance Institute
Achievements & Projects
Standard Chartered Banking and Coverage Credit Analyst Job Simulation - March 2025
- Completed a job simulation conducting an annual credit review for a hypothetical sustainable drinkware manufacturer seeking a loan to expand its sustainability initiatives.
- Conducted comprehensive quantitative and qualitative credit assessment, including market trend analysis, to holistically evaluate the client's creditworthiness.
- Communicated a summary of key insights in a clear presentation to the credit officer.
Goldman Sachs Risk Job Simulation - March 2024
- Completed a job simulation involving risk assessment and management for Goldman Sachs' Risk team.
- Conducted individual credit risk analysis using quantified financial data, enhancing skills in personal finance evaluation.
- Applied critical thinking and quantitative analysis to real estate scenarios, interpreting data to assess financial implications.
- Developed and recommended risk mitigation strategies, demonstrating practical application of financial principles and market understanding.
Published Research Paper: "Developing Leaders for Change: Promoting Essential Skills in a Dynamic World"
Timeline
Analyst - Summer Trainee
Future Generali India Insurance Limited
05.2024 - 07.2024
Senior Business Development Manager
India Ratings & Research
01.2022 - 01.2023
Business Development Executive
Crisil Limited
12.2019 - 12.2021
MBA - Finance
Aditya Institute of Management Studies & Research
Post-Graduate Diploma In General Management - General Management
Nmims Global Access School
Bachelor in Banking & Insurance -
KES Shroff College
Financial Risk Manager -
Global Association of Risk Professionals