Kuzanthaivel A
Kumbakonam
Summary
Dynamic Mortgage Relationship Manager with a proven track record at IDFC FIRST Bharat Ltd, excelling in client acquisition and credit assessment. Adept at market analysis and fostering strong customer relationships, I leverage effective communication and financial analysis skills to deliver tailored lending solutions, ensuring client satisfaction and streamlined loan processes.
Overview
4
4
years of professional experience
Work History
Mortgage Relationship Manager
IDFC FIRST Bharat Ltd
Kumbakonam
09.2023 - Current
✔ Client Acquisition: Identify and approach potential clients to promote LAP products and convert logins.
✔ Credit Assessment: Evaluate the creditworthiness of applicants and
assess property value.
✔ Loan Approval: Coordinate with underwriting teams to ensure timely
loan approvals.
✔ Customer Relationship Management: Maintain strong relationships
with clients, providing ongoing support and addressing their queries.
✔ Market Analysis: Stay updated on market trends and competitor
offerings to provide competitive LAP solutions.
✔ Team Collaboration: Work closely with other departments to streamline
the loan process and enhance customer satisfaction.
Business Development Executive
AXIS BANK LTD
Thanjavur
03.2023 - 04.2023
- Developed strategic relationships with clients to enhance service offerings.
- Presented product features and benefits to potential clients effectively.
- Maintained a database of contacts from prospective clients for future follow-ups.
India
NLC INDIA Ltd.
Neyveli
12.2021 - 12.2022
- Payroll for Employee's
- Muster Roll - Day to Day Attendance maintenance
- Industrial Relationship management
- SAP-HR modulation
- Contract Management
Education
MBA - Finance And Marketing
BHARATHIDASAN SCHOOL OF MANAGEMENT
Trichy07-2021
BBA - Business Administration And Management
SASTRA DEEMED TO BE UNIVERSITY
Kumbakonam07-2019
Skills
- Residential mortgage lending regulations
- Credit policies
- Creditworthiness determination
- Credit assessment
- Technical analysis
- Legal research
- Active listening and learning
- Industrial Relationship
- Financial analysis
- Effective communication
- Regulatory compliance
- Asset appraisal
Technical Skills
- Microsoft Office Suite – Word, Excel, and PowerPoint
- LibreOffice Suite – Writer, Calc, and Impress; Adobe Cloud – Acrobat, and Photoshop
- Google Workspace Docs, Sheets, Calendar, Keep, and Google Mail
Miscellaneous
Efficient in TNREGINET, eServices, eSevai, Udhyam, MyAadhaar, NSDL PAN, Income Tax, and all other Tamil Nadu government service portal websites
Disclaimer
I do hereby declare that the above particulars of facts and information stated are true and correct to the best of my knowledge.
Languages
English
Proficient (C2)
C2
Tamil
Proficient (C2)
C2
Timeline
Mortgage Relationship Manager
IDFC FIRST Bharat Ltd
09.2023 - Current
Business Development Executive
AXIS BANK LTD
03.2023 - 04.2023
India
NLC INDIA Ltd.
12.2021 - 12.2022
MBA - Finance And Marketing
BHARATHIDASAN SCHOOL OF MANAGEMENT
BBA - Business Administration And Management
SASTRA DEEMED TO BE UNIVERSITY
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