Lakshit
Mumbai
Summary
Organised and Dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to learn and grow by taking up added responsibilities. To seek and maintain a Full-Time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem solving skills.
Overview
4
4
years of professional experience
Work History
Underwriting Operations Associate - FTE
Mpower International Student Services LLP
Bangalore
02.2023 - 12.2023
- Utilized underwriting guidelines, rules, standards, and levels of authority to accept, reject, or mitigate risk for applications and determine appropriate premiums, limits, and coverages.
- Evaluate loan documents to insure accuracy and completeness
- Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors
- Record loan denials and specific basis for declining application.
- Collaborated with other departments to coordinate activities related to operations management.
Underwriting Operations Associate - Contractual Role
Mpower International Student Services LLP, Remote
07.2022 - 01.2023
- Reviewed loan applications to ensure accuracy and compliance with company standards, policies and procedures.
- Assessed risk factors associated with each loan application based on established guidelines.
- Verified employment history, bank statements, tax documents and other financial records for completeness and accuracy.
- Calculated debt-to-income ratios to evaluate repayment capacity of applicants.
HOI Collateral Analyst
BMTG Advisors Pvt. Ltd.
Gurgaon
09.2020 - 12.2021
- Prepared and delivered loan documents to title and escrow teams.
- Assembled and compiled documents for loan closings.
- Conversed with multiple Clients Overseas to update the Financial Documents.
- Processed Initial Loan Documents.
Executive Trainee - Sales & Marketing
Express Roadways Pvt. Ltd.
New Delhi
02.2020 - 08.2020
- Responded to emails and other correspondence to facilitate communication and enhance business processes
- Boosted revenue by bringing in and cementing relationships with new clients and optimizing servicing of existing customer accounts.
Education
B.Tech - Computer Science
The Northcap University
Gurgaon, Haryana01.2020
Senior Secondary Education - Science
Delhi Public School
Gurgaon, Haryana04-2016
Skills
- Workload prioritization
- Verbal and written communication
- Analytical Thinking
- Team Collaboration
- Time management abilities
Hobbies and Interests
- Trekking
- Photography
- Sports
- Music
Accomplishments
- President of Abhimanch Theatre Society
- Social Media Manager at Vibings
- Head of Hospitality at TGMUN 2019
- Special Mention at MUN 2017
- Best Turn Around Time in Underwriting Team
Internships
- Marketing Trainee at Jaquar
- Internshala Student Partner 10 for The Northcap University
- Digital Marketing Trainee at Sidsam Profeza Technologies India Pvt Ltd
- Social Media Marketing for EduExpo
- Social Media Marketing for Awign
Timeline
Underwriting Operations Associate - FTE
Mpower International Student Services LLP
02.2023 - 12.2023
Underwriting Operations Associate - Contractual Role
Mpower International Student Services LLP, Remote
07.2022 - 01.2023
HOI Collateral Analyst
BMTG Advisors Pvt. Ltd.
09.2020 - 12.2021
Executive Trainee - Sales & Marketing
Express Roadways Pvt. Ltd.
02.2020 - 08.2020
B.Tech - Computer Science
The Northcap University
Senior Secondary Education - Science
Delhi Public School
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