Professional Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Additional Information
Languages
Timeline
Declaration:
Personal Profile:

Lalit Kumar

HDFC BANK LIMITED
Kashipur
1
Certification
14
years of professional experience

Results-driven management professional with proven ability to lead teams to success. Strong focus on team collaboration, operational efficiency, and achieving measurable outcomes. Adept at strategic planning, process improvement, and fostering culture of accountability and excellence. Known for adaptability and consistently meeting changing organizational needs.

Work History

Manager (Trade Finance)

9 Years 7 Months
HDFC BANK LIMITED | 12.2016 - Current
  • (Supply Chain Financing, PO Funding, Working Capital Loan, Documentary Credit & Retail Asset Ops)
  • HDFC Bank Experience: TOTAL 9.4 Years
  • Taking care of Letter of Credit, Supply Chain Management, Working capital loans (Term loan, WCDL, STL & Foreign Currency loan) & Gold Loans Operation.
  • Providing support to CBG, ECG, EEG, BBG, CTG and HCF clients, Utilizing HDFC bank’s trade finance & working capital products.
  • Also taking care of Retail asset ops like, Installment loans, Clearing and CMS.
  • Taking care of escalations, Adherence to TAT Norms & SLA management.
  • Daily, Fortnightly & monthly reporting to senior management.
  • Training for new hires and SME of the team.
  • Led team in enhancing customer service protocols, resulting in improved client satisfaction.
  • Developed training programs for staff, increasing operational efficiency and employee engagement.

Senior Process Advisor (Lc Issuance)

2 Years 3 Months
Barclays Shared Services Pvt Ltd | 09.2014 - 12.2016
  • Barclays Experience: TOTAL 2.3 Years
  • Worked for UK based bank Barclays Bank Plc (Trade Finance Operation).
  • Generation of Letter of Credit as per customer requirement.
  • Verification of trade documents and resolves the discrepancy through clients/customer interaction.
  • Perform Anti Money Laundering checks for all Trade Transactions.

Senior Process Associate

2 Years 4 Months
Genpact India | 05.2012 - 09.2014
  • Genpact Experience: TOTAL 2.5 years
  • Worked for Australian leading bank (WESTPAC BANKING CORPORATION), where I dealt with Account amendments, deposit, account origination, reworks and fund management of superannuation policies.
  • Directly responsible for solving issue related to client escalations.
  • Training for new hires and SME of the team.
  • Adherence to TAT Norms, SLA management.
  • Daily WIP and MIS reporting.
  • Cross Functional Team Coordination.

Education

Graduation - B com

KUMAUN UNIVERSITY RAMNAGAR | NAINITAL | 01-2010

INTERMEDIATE

UTTARAKHAND BOARD | 01-2007

High school

UTTARAKHAND BOARD | 01-2005

Skills

Supply Chain Management (Invoice
Bill discounting and P.O. Funding)
Working Capital Loans (WCDL
Term loans
Short Term Loans and FCY Loan)
Letter of Credit
Retail Asset Ops
Sanctions
Quality Assurance
Team leadership
Customer service
Time management
Decision-making
SLA Management
Daily
Monthly and weekly reporting

Accomplishments

  • Won the JUNE-E-VEER competition for Productivity, in the year-end contest, 2013.
  • Won the MASTER BLASTER awards in the year 2013-14 for for productivity and accuracy.
  • Won the AIR award twice for outstanding dedication by the clients.

Certification

  • Certificate of Recognition of BANKING DOMAIN LEVEL-1
  • Basic email Writing Skills
  • Goal Setting
  • Time Management

Additional Information

CERTIFICATE COURSE IN FOREIGN EXCHANGE

Languages

Hindi
English

Timeline

Manager (Trade Finance)

HDFC BANK LIMITED
12.2016 - CurrentRead More

Senior Process Advisor (Lc Issuance)

Barclays Shared Services Pvt Ltd
09.2014 - 12.2016Read More

Senior Process Associate

Genpact India
05.2012 - 09.2014Read More

UTTARAKHAND BOARD

High school
Read More

UTTARAKHAND BOARD

INTERMEDIATE
Read More

KUMAUN UNIVERSITY RAMNAGAR

Graduation from B com
Read More

Declaration:

I hereby declare that the above information is true to the best of my knowledge & belief.

Personal Profile:

  • Name: Lalit Kumar
  • Father’s Name: Mr. Prem Bahadur
  • Date of Birth: 1989-10-10
  • Nationality: Indian
  • Marital status: Married
  • Language Known: Hindi, English
Lalit Kumar