LALJI PASI
Credit Manager
Prayagraj
Overview
16
16
years of professional experience
Work History
Credit Manager
SHRIRAM FINANCE LIMITED
Kolkata, India
10.2007 - Current
- Improved credit risk management by implementing effective underwriting policies and procedures.
- Maintained accurate records of all customer interactions, ensuring transparency in reporting and easy access for future reference or legal purposes if necessary.
- Established a culture of continuous improvement within the credit department, driving process enhancements that increased productivity without sacrificing quality or control measures.
- Implemented an effective training program for new hires that accelerated their ability to contribute effectively within the team environment quickly.
- Mentored junior team members in credit management best practices to enhance overall department performance.
- Reviewed and updated credit policies regularly in response to changing market conditions, industry trends, and emerging risks.
- Reviewed and analyzed loan procedures.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution.
Education
B.COM - COMMERCE
JOGESH CHANDRA CHOUDARY,UNIVERSITY OF KOLKATA
Kolkata, India 04.2001 -
Skills
Credit programs
Credit risk
Loan Documentation
Timeline
Credit Manager
SHRIRAM FINANCE LIMITED
10.2007 - Current
B.COM - COMMERCE
JOGESH CHANDRA CHOUDARY,UNIVERSITY OF KOLKATA
04.2001 -