A well-presented, industrious and highly personable individual who has extensive in-depth experience of the banking ECS Operations, Payment Up-dations & Disbursement process. Possession a huge range of abilities from providing support and leadership. Able to gain the trust by interacting with people from all backgrounds. Now looking forward to making a significant contribution to banking Operations that offers a genuine opportunity for progression.
Overview
8
8
years of professional experience
Work History
Manager-Repayment Boarding (Grade-3)
HDB Financial Service
04.2019 - Current
Monitoring Banking Process based on the presentation dates and updated the credits to customer's SOA as per TAT
Sending Customer NACH details through bank portals and receive the status files from bankers and updated to customer's SOA
Preparing Monthly Power Point presentation for MD Review
Co-ordinate with branches for query resolutions
Preparing RD's (Research & Development) for process enhancements
Reconciliation between NACH registration and Repayment Boarding PDC table Updations
Publish Emi clearing status to branches for further collection process
Co-ordinate with Risk teams for Representations for eligible customer's
Publish Tech Bounce data MIS to Mandate lodgment and Repayment Boarding teams for curing and Re- lodgments
Need to do Timely Presentation as per Presentation cycle dates
Marks Bounce status in customer SOA's as per Bounce reason with applicable charges as per RBI Guide lines
Preparing Monthly Power Point presentation for MD Review
Preparing Exception Reports to Repayment Boarding for PDC entry rectification before presentation
Officer (QC and DISBURSEMENT)
Equitas Small Finance Bank Ltd
11.2016 - 04.2019
Responsible for a smooth Quality checking process of Home Loans & Mortgage Loans
Working in Disbursement Team And completing Disbursement Process files after Quality Checking With TAT
Checking Customer Account Details For NEFT Process With 100% Accurate
Quality Checking For MFHF NHB Auditing & Internal Auditing (Hard Files & System Critical Data)
To Verifying & ensuring the loan documentation requirements and sanction conditions are met with Credit management
Prepare the Arbitration File and send to Legal Team
Prepare live stock Cattle Health Documents for handover to closure team
Prepare Credit Shield Data for handover to closure team
Maintaining the stationary & send disbursed files to warehouse's
Handed over the files to Sanction and Disbursement and returning the error files to Credit Management
To motivate the team member in terms of Quality of output and meeting deadlines
PDC & NACH Presentation to Banking Team
Helping QC Team for PDD and PRDD files Quality Checking Process
Developing healthy relation between clients & organizations
Education
B.Com - Computers
Sri Prathibha Degree College
Sullurpeta
01.2014
C.E.C -
Sri Prathibha Junior College
Sullurpeta
01.2011
S.S.C -
Govt Boys High School
Sullurpeta
01.2009
Skills
Ms Word
Ms Excel - V-Lookup, H-Lookup, Trim, True or False, Transpose, Sum IF, Count IF, count a, macros, custom views, Pivot table and Concatenate
Good team worker
Training Skills
Enthusiasm towards work
Willingness to learn team facilitator hard work
Data Checking Disbursed Files with 100% Accuracy
Adopting New Work Very Easily
In-depth analysis in the process/ Escalations
Accomplishments
I got prestigious High Flyers club award-2024 from the company for maintain superlative levels of performance for the last 3 years
I got WOW award-2023 for Automation of a Manual Process
Learn one of sub process independently and at the same time trained new joiners into the process
Lead the team in processing the File desk instructions
I got Team member to supervisor posting within a year from joining date
Languages
English
Telugu
Tamil
Areas Of Interest
Seeking good role in banking & operations
Payment processing unit
Process management in Banking & NBFC's
Mutual-fund companies & Documentation
Disclaimer
I do hereby declare that the particulars of information and facts stated herein above are true and correct. And complete to the best of my knowledge and belief.
Personal Information
Father's Name: A. Prasad Rao
Date of Birth: 07/31/94
Gender: Male
Nationality: Indian
Marital Status: Unmarried
Religion: Hindu
Timeline
Manager-Repayment Boarding (Grade-3)
HDB Financial Service
04.2019 - Current
Officer (QC and DISBURSEMENT)
Equitas Small Finance Bank Ltd
11.2016 - 04.2019
B.Com - Computers
Sri Prathibha Degree College
C.E.C -
Sri Prathibha Junior College
S.S.C -
Govt Boys High School
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