LIKITHA PANDIRI

Dynamic banking professional with extensive experience at HDFC Bank Ltd., excelling in risk assessment and credit evaluation. Proven ability to optimize client onboarding processes while demonstrating strong interpersonal skills. Adept at ensuring compliance with KYC and AML regulations, contributing to seamless operations and enhanced client satisfaction.

• Nine years of work experience in banking solutions and expertise knowledge on banking systems of Liability products.
• Ensure customers classified in line with required regulations like Customer Acceptance Policy (CAP), Customer Identification Process (CIP), Transaction Monitoring & Risk Management.
• Checking the KYC (Know Your Customer) & CDD (Customer Due Diligence) documents for their correctness and validity of the customers.
• Handling different products like Savings Account, Current Account (individual), PMJDY Account, Joint addition in SB & CA, Quality Check etc by rotation basis on time to time.
• Experience of dealing with low, medium and high risk customers with the help of banking application 'FINACLE'.
• Online validation of documents, such as PAN and Aadhar, is done in the system, and any invalid cases are reported to the risk containment unit for further investigation
• Monitoring of MIS, QC reports, and reject cases to ensure productivity and quality in processing is maintained
• Responsible for scrutinizing Savings A/C documents as per RBI and SG circular guidelines
• Responsible for ensuring that all documentation for new accounts meets the know your customer (KYC) requirements
• Monitoring the transactions and raising STRs for suspicious transactions
• Preparing MIS of Savings accounts on regular intervals.

• English
• Hindi
• Telugu