Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Lipika Aiyappa B

Credit Assessment Officer-Home Loans Assessment
Bengaluru ,KA

Summary

Dynamic Credit Assessment Officer with a proven track record at ANZ Support Services, achieved a reduction in rework through meticulous credit management and strong analytical thinking. Adept at fostering relationships and enhancing collaboration, I excel in data collection and problem-solving, ensuring compliance and efficiency in home loan assessments.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Credit Assessment Officer-Home Loans Assessment

ANZ Support Services India Pvt Ltd
05.2023 - 04.2025
  • Reviewed home loan applications to ensure compliance with Australian lenders' policies.
  • Executed comprehensive credit checks utilizing financial documents for verification.
  • Facilitated document collection and status updates with brokers and clients.
  • Achieved 25% reduction in rework and time-to-approval through high accuracy maintenance.
  • Ensured compliance with state and federal regulations by maintaining thorough documentation of all assessments conducted.

Triage Officer-Home Loans Assessment

ANZ Support Services India Pvt Ltd
01.2021 - 04.2023
  • Conducted preliminary assessments of home loan applications for serviceability and eligibility.
  • Spotted potential concerns early to avoid application refusals.
  • Supported mortgage brokers by recommending appropriate products and lenders.
  • Optimized pre-assessment processes by refining checklist workflows.
  • Established effective relationships with key stakeholders both internally and externally for increased collaboration opportunities.

Corporate Travel Consultant-MICE Specialist

Lifeisoutside.com
05.2018 - 04.2020
  • Coordinated travel logistics for major conferences, incentives, and corporate events.
  • Managed comprehensive logistics encompassing flights, accommodation, venue bookings, and budgeting.
  • Developed and nurtured client relationships to ensure continued partnerships.
  • Secured competitive deals through collaboration with global vendors.

Education

Bachelor Of Commerce - Finance

Bishop Cotton Women's Christian College-Bangalore University
Bengaluru
11.2016

Skills

Evaluation techniques

Certification

Foundation-ICSI

Timeline

Credit Assessment Officer-Home Loans Assessment

ANZ Support Services India Pvt Ltd
05.2023 - 04.2025

Triage Officer-Home Loans Assessment

ANZ Support Services India Pvt Ltd
01.2021 - 04.2023

Corporate Travel Consultant-MICE Specialist

Lifeisoutside.com
05.2018 - 04.2020

Foundation-ICSI

01-2016

Bachelor Of Commerce - Finance

Bishop Cotton Women's Christian College-Bangalore University
Lipika Aiyappa B Credit Assessment Officer-Home Loans Assessment