Liz Emil
Trivandrum
Summary
Accomplished professional in finance and compliance, specializing in conducting thorough investigations and implementing effective strategies to prevent financial crimes, with over 7 years of experience. Helps organizations in preparing concise reports for executives and committees, and providing training on compliance requirements. Recognized for successful improvement of regulatory changes and development of risk report tools. Seeking a challenge in a reputable organization where I can use my abilities in finance and AML compliance to contribute in keeping the integrity of the financial system.
Overview
7
7
years of professional experience
2
2
Certifications
Work History
KYC Remediation Analyst
RAK Bank
Dubai
08.2024 - 02.2025
- Assessing the risk of the customers and reviewing if the documents are attached as per the Compliance requirements.
- Performing AML risk assessment and analyse AML risks associated with the clients and identify red flags.
- Performing Transaction Monitoring of the customers to identify if the transactions are in the nature of Money Laundering or suspicious in nature.
- Follow established KYC/ AML process for existing clients. Checking if there is a change in the profile of the client from the time of on-boarding. In case of any discrepancies identified, information is requested from the customer and remediated accordingly.
- Checking the Sanction and PEP hits, terrorism or fraudulent activities being performed by the client or related parties through Public domain search.
- Reporting potential operational risk and issues to the stakeholders as and when identified while dealing with clients.
- Payroll by Innovations Group - Idenfo
Senior Human Resources Manager
Tabins Building Works LLC
Dubai
10.2023 - 01.2024
- Talent management, acquisition and retention.
- Employee relations.
- Assists in creating and present monthly dashboards, reports and business reviews.
- Salary benchmarking.
- Managing staff training and development.
- Performance review management.
- Staff Support.
- Monitor HR Matrix
- Create, revise, update & implement HR policies with respect to local laws, workplace, hiring, employee safety.
Analyst
Ernst & Young
01.2017 - 07.2021
- Redesigned the training process among the senior team members by introducing brainstorming sessions on a weekly basis, thereby increased knowledge among the workforce & better deliverables to 99.9% efficiency.
- Power BI reports were introduced into the process, automation of the reports brought better insights to the Managers, Compliance team & EY Partners regarding the deliverables, Engagements & clients which are active & passive.
- Hosted Friday fun activities, outdoor meetings, celebration of the festivals & birthdays which boosted in team building.
- Conducting thorough investigations into suspicious transactions, analysing customer profiles, and finding potential money laundering activities.
- Implemented and maintained effective AML compliance programs, policies, and procedures to ensure adherence to regulatory requirements.
- Performed risk assessments and due diligence on new and existing customers to assess their level of risk and compliance with AML regulations.
- Reviewed KYC and AML of 3000+ G360 clients.
- Monitoring and analysing transactional data to detect and report any unusual or suspicious activities to the right authorities.
- Collaborating with internal stakeholders, such as legal, risk management, and compliance teams, to develop and implement effective AML controls.
- Keeping abreast of the latest industry trends, regulatory changes, and best practices in AML compliance to ensure continuous improvement and adherence to evolving standards.
- Implemented new procedures and technologies that improved efficiency and streamlined operations.
- Performing Sanctions check, PEP check, adverse media check on the client, Board of Directors, Beneficiaries & top officials to identify risk associated with the client via internal tools and public domain search.
- Internal audit of the Risk Management tools to identify errors helped to gain insights on the shortfalls of the team, tools & the process and steps were taken not to repeat them in the future, thereby slashed up the team performance to 99.9% accuracy.
- Allocation of work among team members on a daily basis and audit on their performance regarding timely completion & quality of the deliverables.
- Heading the transition projects- Netherlands Travel desk, France AML for the smooth deployment of the projects, trained the new team members and handed over the project to them once the project received appreciation from the client.
- Tool testing of all new AML tools (in-house & vendors), setting meetings with the software developers on how to improve the performance of the tool and finally preparing analysis report on the efficiency of these tools.
- Working knowledge in FinScan, Factiva, DowJones, Company info, KBO, D&B.
Personality Development Trainer
Project Eyes (Govt of India)
Kottayam
07.2016 - 12.2016
- Planned and delivered training sessions on personality development, communication skills, and professional etiquette.
- Evaluated strengths and weaknesses of participants to tailor training programs effectively.
- Created and adapted training materials and activities to support participant growth.
- Facilitated engaging group discussions and activities to enhance learning experience.
- Provided constructive feedback and coaching to foster improvement among participants.
- Monitored progress of participants to ensure achievement of personal goals.
- Built rapport with participants, motivating them throughout the training process.
- Collaborated with stakeholders to align training objectives with organizational goals.
Education
MBA - HR
Marian College
Kuttikkanam, India12.2018
M.Com - Finance
Marian College
Kuttikkanam, India12.2017
B. Com - Business Management, Finance, Taxation
Teresian College
Mysuru, India12.2015
Skills
- AML compliance and transaction monitoring
- Public domain research
- Project management
- Data analysis and reporting
- Client relationship management
- Business analysis and financial software proficiency
- Effective communication skills
- Problem-solving abilities
- Power BI expertise
- Team collaboration and performance analysis
- Training development and detail orientation
Certification
Certified Anti-Money Laundering Specialist, ACAMS, USA, 01/07/23.
Accomplishments
- Banged 6 awards - 1 Social Impact Champion Award, thrice Exceptional Client Services Individual Award and twice Highest Achieving Team Award from EY for the excellent performance.
- White belt certificate for quality excellence.
- Received huge appreciations from European clients for the best quality deliverables.
Alias
Liz Tomy Palathingal
Timeline
KYC Remediation Analyst
RAK Bank
08.2024 - 02.2025
Senior Human Resources Manager
Tabins Building Works LLC
10.2023 - 01.2024
Analyst
Ernst & Young
01.2017 - 07.2021
Personality Development Trainer
Project Eyes (Govt of India)
07.2016 - 12.2016
MBA - HR
Marian College
M.Com - Finance
Marian College
B. Com - Business Management, Finance, Taxation
Teresian College