LOGANATHAN M
Chennai
Summary
A highly skilled professional with extensive experience in high-risk onboarding, KYC (Know Your Customer), AML (Anti-Money Laundering), Fraud Transaction Monitoring, and Enhanced Due Diligence. Proficient in conducting thorough due diligence processes for onboarding both corporate and retail clients, ensuring compliance with regulatory standards. Expert in the remediation process for both funds and entities, with a deep understanding of risk management and fraud prevention. Experienced in managing retail banking, investment banking, and cards fraud operations, demonstrating a strong ability to mitigate risks, detect fraud, and maintain compliance across various financial services
Overview
9
9
years of professional experience
Work History
Senior Analyst
Societie Generale Global Services Centre
02.2022 - Current
- Ensured compliance with global anti-money laundering (AML) standards, adhering to regulatory policies and best practices.
- Managed day-to-day onboarding operations, receiving Onboarding IDs (OBIDs) from SFO for various client categories, including Corporates, Non-Banking Financial Institutions (NBFI), Funds, and Partnerships.
- Collected and validated client information from internal and external sources to ensure accuracy and compliance.
- Allocated work systematically on a daily basis to maintain operational efficiency.
- Manually calculated Client Financial Crime Risk Rating (FCRR) to assess potential risks.
- Conducted initial due diligence checks during the client onboarding process.
- Identified the Ultimate Beneficial Owners (UBOs) and intermediaries associated with clients.
- Determined Politically Exposed Persons (PEPs), key controllers, and their holdings within the client structure.
- Performed sanction and negative news screenings using tools like FORCES and Dow Jones, mitigating potential risks effectively.
- Verified and validated legal documents of clients to ensure compliance with regulatory requirements.
- Cross-checked and validated client-related information, ensuring adherence to compliance-approved sources.
KYC Manager
Barclays Global Services Pvt. Ltd.
02.2019 - 02.2022
- Initiated and executed Standard and Low-Risk remediation cases received from the Case Scheduling Committee, ensuring adherence to agreed timelines.
- Conducted in-depth investigations into clients’ business and transaction activities using public sources and FHR (Financial Health Review) reports to assess potential risks.
- Prepared detailed Business Activity Reports (BARs) summarizing findings and submitted them to the Relationship Director (RD) along with a list of additional attestation requirements.
- Extracted and uploaded FHR reports for all Sterling and Currency Accounts (excluding Loan Accounts) to facilitate BAR report completion.
- Verified client ownership structures through public domain sources and internal records to ensure transparency and compliance.
- Conducted comprehensive screening of entities and related parties to identify potential financial crime risks, sanctions exposure, or adverse media.
- Ensured timely completion of Fullserve update requests, including sending requests to the Account Servicing Team or SDS Team for necessary updates.
Senior Analyst
Magna Infotech & Randstad India
06.2017 - 08.2018
- Managed Onboarding & High-Risk Remediation processes for both Funds and Entities, ensuring compliance with regulatory requirements.
- Conducted due diligence reviews for high-risk clients, approving new onboard clients based on risk assessments before account opening.
- Verified and sourced legal and regulatory documents from public sources, registries, and regulatory bodies to validate client information.
- Identified Investment Managers and collected required documents to determine the fund’s risk rating.
- Performed KYC (Know Your Customer) reviews for high-risk corporate clients to assess financial crime risks.
- Conducted sanctions screening, PEP (Politically Exposed Persons) screening, and negative news searches for individuals and high-risk entities to mitigate compliance risks.
- Identified Beneficial Owners, Directors, Custodians, Prime Brokers, Auditors, and Legal Advisors of funds, ensuring all relevant stakeholders were documented accurately.
- Utilized tools such as LexisNexis, World Check, DDIQ, and Bankers Almanac for risk analysis, background checks, and regulatory compliance validation.
- Conducted Peer Reviews (2-Eye & 4-Eye checks) and analyzed client data, documentation, and adverse media to determine accurate Client Risk Profiles in accordance with bank procedures.
- Assessed banking regulatory requirements for high-risk clients, identifying and analyzing any unusual transactions based on client profiles.
- Provided support and mentorship to team members, assisting them in meeting their targets and improving overall operational efficiency.
Executive Transaction Analyst (KYC Analyst)
EBS (E-Billing Solutions Private Ltd)
10.2015 - 06.2017
- Company Overview: E-billing Solutions (part of Ingenico e-payments) is a payment gateway provider for online merchants.igating potential fraud risks.
- Provided phone and ticketing support for merchants, addressing queries and resolving transaction-related concerns.
- Validated customer data in response to complaints received via email, ensuring accuracy and compliance with regulatory guidelines.
- Investigated customer spending trends to detect fraud patterns and prevent financial losses.
- Communicated with merchants via email regarding high-risk transactions, offering insights and recommendations for risk mitigation.
- Worked closely with the Merchant Monitoring Team and Transaction Support Team to enhance fraud prevention strategies and improve merchant services.
- Reviewed, assessed, and investigated transaction authenticity to reduce fraud exposure and improve payment security.
- Collaborated with development and technical teams to implement risk-related updates and system improvements.
- Ensured prompt issue resolution within defined deadlines, following up proactively to prevent delays.
- Coordinated with the Research and Development team to enhance fraud detection methodologies and implement advanced risk analysis techniques.
- Identified merchant website vulnerabilities and online threats using various analytical tools, strengthening fraud detection capabilities.
Education
Master of Business Administration - FINANCE & OPERATIONS
Anna University
Chennai01.2015
Bachelor of Statistics -
Madras Christian College
Chennai01.2013
H.S.C -
Jai Gopal Garaodia National Higher Secondary School
Chennai01.2010
SSLC -
Jai Gopal Garaodia National Higher Secondary School
Chennai01.2008
Skills
- Client onboarding
- Anti-money laundering
- Due diligence
- Risk assessment
- Sanction screening
- Regulatory compliance
- Financial crime analysis
- Beneficial ownership
Mobile Numbers
- +91 8056281258
- +91 8838632794
Accomplishments
- Successfully identified and mitigated high-risk clients, preventing potential financial crime and regulatory breaches.
- Enhanced financial crime risk assessment procedures, leading to improved detection and classification of high-risk clients.
- Played a key role in ensuring 100% compliance with AML regulations, preventing potential fines and reputational risks for the organization.
Languages
- English
- Tamil
Personal Information
- Father's Name: Murugan P
- Date of Birth: 05/20/93
- Gender: Male
- Nationality: Indian
- Marital Status: Married
- Religion: Hindu
Languages
Tamil
First Language
English
Advanced (C1)
C1
Timeline
Senior Analyst
Societie Generale Global Services Centre
02.2022 - Current
KYC Manager
Barclays Global Services Pvt. Ltd.
02.2019 - 02.2022
Senior Analyst
Magna Infotech & Randstad India
06.2017 - 08.2018
Executive Transaction Analyst (KYC Analyst)
EBS (E-Billing Solutions Private Ltd)
10.2015 - 06.2017
Master of Business Administration - FINANCE & OPERATIONS
Anna University
Bachelor of Statistics -
Madras Christian College
H.S.C -
Jai Gopal Garaodia National Higher Secondary School
SSLC -
Jai Gopal Garaodia National Higher Secondary School
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