Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Disclaimer
Personal Information
Timeline
Generic

Gayathri Rajamohan

Chennai

Summary

Dynamic professional with 11 years of hands-on experience in reporting, vendor setup, and records management. Possesses 4.5 years in banking, specializing in payments processing, and 6.5 years in risk management focused on threat mitigation. Combines strong business acumen with effective communication and analytical skills. Proficient in English, Hindi, Tamil, and Telugu.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Risk and Controls Assurance Analyst

Natwest Group
03.2023 - Current
  • Job Description:

    Performing Checker operation for the CDD Remediation process of the corporate customer’s profile and
    aligning with appropriate risk score with detailed explanation of the client background business activities,
    nature and purpose of the entity and checking for the potential Money laundering / Terrorist Financing risk
    associated with Client’s profile.

    Reviewing Client Transactions for finding the unusual transaction and reporting with detailed articulation
    and corroboration documents to the appropriate Team whenever required.
    Checking the Screening performed on client and their related parties which includes counter parties
    involved in client transaction to find the risk associated based on PEP, Sanctions, Adverse Media, &
    sustainability. And assessing the ML/TF risk associated with that and escalating to the relevant teams
    whenever required.

    Performing error analysis for the tagged makers and providing appropriate policy and procedural guidance
    and training to the makers and based on the analysis to boost their production quality
    Accountable for the quality of client KYC files by ensuring all the global and local regulatory requirements
    are fulfilled.

    Creating and managing the vendor engagement profile in TRIMS

    Evaluating Enterprise risk by documenting several risk assessments like Background Check verifications, OFAC (Office of Foreign Assets Control), Financial Impact, Anti Bribery

    Reached and documents the risk assessments by consulting specific experts such as Compliance and Information Security Consultant

    Perform review/meetings to note the performance metric of the Third Party and keep a tab on all information related to performance of the vendor.

    Enterprise risk varies depending on various services category and a risk domain which are associated with the service category and report if high risk records count is unusual any month or week to the management for timely escalating which helps the management mitigate the risk.

    Maintaining and updating the development of risk monitoring processes and the process and schedule for reporting risk involved.

    Maintaining and preparing the process unity and vendor report on time and updating the management on the service start date and escalating in case of any delays in the start date on time to the management.

    Preparing weekly and monthly MIS (Management Information System) reports from Process Unity on time for management review.

    RECORDS MANAGEMENT:

    We need to manage our records effectively so that we can retrieve them when needed to help us respond to requests from our employees, regulators or the courts and comply with the GDPR (General Data Protection Regulation).

    We all have a role to play in managing the records we produce in our BAU roles in a way which complies with the Group’s Managing Records Policy and supports the Bank’s legal and regulatory obligations.

    Our Disposal Log helps us to ensure we can identify when our records are due for disposal and to document the sign-off provided for this to take place.

    By carrying out a disposal review at least once a year we can comply with the Group’s Managing Records Policy and ensure we keep records only as long as required.

    Basically, we extract the report for the records management from the IPM tool that is associated for the records maintenance. Proper records management and reporting helps us maintain an healthy information security management system (ISMS).

Business Execution Consultant

Wells Fargo – EGS India Pvt Ltd
03.2020 - 03.2023
  • As a part of Centre of excellence, we partner the US team to deliver the complete Life Cycle Management of Third-Party Risk Assessment.
  • We use a tool called TRIMS and the members in team are called as Engagement Manager Delegates with Job titled as Operational Risk consultant.
  • During the Third-Party risk assessment, we would be embarking on various stages like Engagement Risk Profile, Inherent Risk Questionnaire, Due diligence, contract execution, Monitoring Oversight, Engagement Closure.
  • Creating and managing the vendor engagement profile in TRIMS
  • Evaluating Enterprise risk by documenting several risk assessments like Background Check verifications, OFAC (Office of Foreign Assets Control), Financial Impact, Anti Bribery
  • Reached and documents the risk assessments by consulting specific experts such as Compliance and Information Security Consultant
  • Perform review/meetings to note the performance metric of the Third Party and keep a tab on all information related to performance of the vendor.
  • Enterprise risk varies depending on various services category and a risk domain which are associated with the service category.
  • Maintaining and updating the development of risk monitoring processes and the process and schedule for reporting risk involved.
  • Ensure all the data fields in TRIMS are updated with accurate information.
  • Update/Review IRQ and Profile periodically by extracting the data from Tableau and report the top level management in case of any indifferences.
  • Responsible for tracking and reporting the TPSP's on vulnerabilities identified.
  • Provide process improvement suggestions to efficiently manage the reporting and avoid the duplication of the data.
  • Extracting the data from Tableau and Archer and rolling out weekly report for TAT crossed engagement to team.

Vendor Analyst II

Mr. Cooper
07.2017 - 03.2020
  • Perform risk analysis and on-boarding certification for new/existing vendors. This includes financial reviews, background checks, and compliance with federal regulations.
  • Ensure accuracy of vendor database (Archer System software) for Vendor Procurement & Governance
  • Responsible for analyzing (BCDR) Business Continuity/Disaster Recovery Planning for incoming and legacy vendors.
  • Conduct investigations on databases such as LEXIS NEXIS and Dun & Bradstreet to analyze and evaluate the risk posed by the Vendor based upon the Vendors business functions and its financial activity.
  • Used searched engines LexisNexis, and Google for background checks and verify individual and business information.
  • Draft detailed reviews of the investigations performed in order to determine action to be taken.
  • Setting up of Payment Instructions in the system application.
  • Processing an internal linking of payments instructions to internal business.
  • Create and Build the New investor in system along with the contact entity for doing cash settlements and delivering notices via system.
  • ESSENTIAL JOB FUNCTION FOR VENDOR SET-UP: Verifying vendor account details in the system application before making the payments.
  • If already available in the system, we process the payments as per the invoice provided.
  • In case if wire details are not available in the system, we reach out to the vendor for the wire details and update the same in the system then process the payments accordingly.
  • We do perform SOX call back to the vendors once wire details are received to verify the account details before setting up in the system.
  • We need to run the report annually to check if the payment details for each and every vendors are in line else we need to report the same to the top level management and also reach out to vendors for their right associated wire details.

Senior Process Executive

Cognizant Technology Services
10.2015 - 01.2017
  • Validating and ensuring all margin calls are issued and responding to the client calls on a timely basis and collateral is received to mitigate the firm’s credit risk.
  • Cash management (payments, cash receipts and cash bookings).
  • Capturing the details of the trade within the settlement System, applying additional details of the trade and validating the trade details and Gaining agreement to the trade detail with the counterparty and issuing settlement instruction to the relevant custodian.
  • Ensuring the trade settles on value date and updating internal books and records as a result of settlement and applying custodian details.
  • Daily monitoring of client portfolios and Processing of monthly Interest.
  • Resolution and escalation of all client disputes and queries and coupon settlement.
  • Identify areas exposed to operational risk and implement procedures to mitigate the same.
  • Processing the payments and receives within a month time by chasing and calling clients on time.
  • Primary application used for processing the payments and receipts are XCOLL.
  • Trained in sending the daily reports, weekly reports and month end reports to Onshore with all the settlements details.
  • Handling the queries/ escalations internally and external business operations and providing resolution on time to the clients.

Associate Analyst

WIPRO BPO Ltd
08.2014 - 10.2015
  • Primary responsibility is to update the customer’s Settlement Instructions on all the currencies in system.
  • Setting up of Alphanumeric code (Payment Instruction) under MT 202 – bank Transfer and MT 103 – Customer Transfer for two, three, four, five- and six-party fund transfers through EFT.
  • Processing an internal linking of payments instructions to internal trading, Originations, Distressed, Secondary Loan Trading (SLT), Agency, ABTF third party team and Deal closing team.
  • Create and Build the New investor in system along with the alphanumeric code and Contact entity for doing cash settlements and delivering notices via system.
  • Trained in sending the Management reports like Active GFCID reports, Dashboard report.
  • Handling the queries / escalations of the internal and the external business operations units and the Investors.
  • Performing SOX call back to client to re-confirm the Settlement Instructions with the client.

Education

MBA - finance, marketing

St. Pious X P.G College for women
01.2014

B.com (Honors) -

St Pious X Degree & P.G College for women
01.2011

Sri Chaitanya Junior Kala Sala
01.2008

Frobel’s Garden high school
Prashanth Nagar, Moula-Ali
01.2006

Skills

  • Certified ISO 27001 - Lead auditor
  • Analytical skills
  • Problem solving
  • Vendor management
  • Process optimization
  • TRIMS expertise
  • Data visualization with Tableau
  • Archer proficiency

Certification

Certified ISO:27001-2022 Lead Auditor

Accomplishments

  • Spot Award, April, 2015
  • Star of the week, 3, January, March, 2015
  • Spot Award, May, 2016
  • Star of the week, 2, January, June, 2016
  • Appreciation email from vendor, September, 2021, for completing the on-boarding process on time
  • Appreciation email from top management, February, 2021, for completing the assigned project before the deadline
  • Appreciation for process implementation, December, 2023

Disclaimer

I hereby declare that the above particulars of information and facts stated are true, correct and complete to best of my knowledge and belief.

Personal Information

  • Father's Name: B. Rajamohan
  • Date of Birth: 06/23/91

Timeline

Risk and Controls Assurance Analyst

Natwest Group
03.2023 - Current

Business Execution Consultant

Wells Fargo – EGS India Pvt Ltd
03.2020 - 03.2023

Vendor Analyst II

Mr. Cooper
07.2017 - 03.2020

Senior Process Executive

Cognizant Technology Services
10.2015 - 01.2017

Associate Analyst

WIPRO BPO Ltd
08.2014 - 10.2015

MBA - finance, marketing

St. Pious X P.G College for women

B.com (Honors) -

St Pious X Degree & P.G College for women

Sri Chaitanya Junior Kala Sala

Frobel’s Garden high school

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