Lokendra Sharma
Jaipur
Summary
Patient Credit Manager possessing vast understanding of credit reporting agencies and indepth knowledge of job-related software, including all credit and sales. Bringing 6-year background managing credit files, analyzing credit applications and monitoring credit reviews. Comfortable working in team-setting and using logical approaches to find best solutions to complex problems.
Overview
7
7
years of professional experience
Work History
Credit Manager
Aadhar Housing Pvt Ltd
Jaipur
01.2023 - Current
- Monitoring the Credit Granting and updating Process of HL & LAP.
- PD of Customer Including Business Premises, Residential Premises and Property need to Mortgage.
- Making CAM, analysis of financial and funding analysis.
- Follow up with Branch staff and Field Credit staff to monitor & track status of collections.
- Do Tele PD for the entire customer before login process
- Coordination with Central Level Credit and Ops team for Data Management / Disbursed Cases Quarry and Support.
- Vendor management for Legal, Technical, FCU, FI & RCU.
- Adhering to the company’s policies and ensuring compliance of the same.
Credit Officer
Au Small Finance Bank
Jaipur
12.2019 - 08.2022
- Personal Discussion with Customer in Order Sanction Loans & Pd Visits
- Disbursement Procedure
- Kyc Verification in Order to Process Loan
- Manage the Internal and External Mail Functions
- Intiation Of Legal, Technical, RCU etc
- Manage the Internal and External Mail Functions
- Evaluating Credit Worthiness and Risks
- Assessing Clients Financial Status
- Review Loan Requests
- Contact Client to gather Financial Information
- Followup with Clients About Loan Renewals
Account Executive
Rajesh Motors Pvt Ltd
Jaipur
08.2018 - 12.2019
- Manage all accounting transactions
- Prepare budget forecasts
- Publish financial statements in time
- Handle monthly, quarterly and annual closings
- Reconcile accounts payable and receivable
- Ensure timely bank payments
- Compute taxes and prepare tax returns
- Manage balance sheets and profit/loss statements
- Report on the company’s financial health and liquidity
- Audit financial transactions and documents
- Reinforce financial data confidentiality and conduct database backups when necessary
- Comply with financial policies and regulations.
Education
MBA - Marketing Management
Jaipur National University
Jaipur 12.2021
Graduation -
University of Rajasthan
Jaipur 12.2017
Sr. Secondary - Commerce
Ajmer Board
Jaipur 12.2013
Secondary -
Ajmer Board
Jaipur 12.2011
Skills
- Credit Risk Assessment
- Financial Analysis
- Excel for Financial Modeling
- Regulatory Compliance Knowledge
- Effective interpersonal skills
- Good excel knowledge
Disclaimer
I hereby declare that the above information is true and best of my knowledge and belief.
Languages
- Hindi
- English
Personal Information
- Father Name:Mr Surendra Sharma
- Date of Birth: 01/07/1997
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Languages
English
Beginner
A1
Hindi
Beginner
A1
Timeline
Credit Manager
Aadhar Housing Pvt Ltd
01.2023 - Current
Credit Officer
Au Small Finance Bank
12.2019 - 08.2022
Account Executive
Rajesh Motors Pvt Ltd
08.2018 - 12.2019
MBA - Marketing Management
Jaipur National University
Graduation -
University of Rajasthan
Sr. Secondary - Commerce
Ajmer Board
Secondary -
Ajmer Board