Lokendra Singh
Chief Manager
Bhopal
Overview
16
16
years of professional experience
Work History
Branch Manager
Indian Bank
Rajkot
05.2024 - Current
- Chief Manager & Vertical Head – Retail Assets Processing Centre (RAPC)
- Indian Bank | Saurashtra & Kutch Region, Gujarat | May 2024 – Present
- Regional Leadership: Spearheading retail asset operations for the Saurashtra and Kutch regions, overseeing the end-to-end lifecycle (sourcing, processing, and underwriting) of mortgage-backed retail loans.
- Portfolio Management: Directly responsible for the growth and approval of Home, Mortgage, and Education loan portfolios across a network of 34 branches.
- Stakeholder Ecosystem: Managing a high-performance network of 72 external partners, including Direct Sales Agents (DSAs), Chartered Accountants, Engineers, Advocates, and Builders to ensure seamless loan processing and valuation.
- Strategic Oversight: Driving regional targets by aligning branch-level execution with corporate credit policies and risk management standards.
Chief Manager
Indian Bank
Madurai
06.2022 - 04.2024
- Handling Recovery Department, Loan Collection, Credit Monitoring and Credit at Zonal Office looking after 64 branches.
Branch Manager
Indian Bank
Madhya Pradesh, Tamil Nadu
07.2013 - 06.2022
- Having experience of more than 13 years in Banking and Finance including Business Development as Branch Manager, Retail Banking, Retail / MSME / Agriculture Loans, Mortgage Loans, Credit Analysis, Marketing of Financial and Non Financial Products, Debt Recovery.
- Direct comprehensive branch operations and lead business development strategies across diverse Urban, Semi-Urban, and Rural markets.
- Drive overall business growth, consistently achieving business parameters and recently increasing total branch business by more than 15% year on year.
- Spearhead the implementation of government financial programs at the branch level; received formal recognition and appreciation for outstanding performance in driving various schemens.
Assistant Manager
Allahabad Bank
Satna
07.2010 - 08.2013
- Developed a strong foundation in core banking operations, gaining direct exposure to General Banking, Retail, and Credit functions.
- Transitioned rapidly into leadership, laying the groundwork for promotion to Branch Management within three years.
Education
MBA - Marketing
Indira School of Business Studies
Pune 04.2001 -
Skills
SalesDirectly responsible for the growth and approval of Home, Mortgage, and Education loan portfolios across a network of 34 branches and marketing
CustomeManaging a high-performance network of 72 external partners, including Direct Sales Agents (DSAs), Chartered Accountants, Engineers, Advocates, and Builders to ensure seamless loan processing and valuationr relations
CorporateDriving regional targets by aligning branch-level execution with corporate credit policies and risk management standards governance
Customer service
Mentoring a high-performing credit team to accelerate loan processing Turnaround Times (TAT) while maintaining rigorous underwriting standards and credit discipline
Business Driving regional targets by aligning branch-level execution with corporate credit policies and risk management standardsvelopment expertise
Client relationship management
Process improvement
Timeline
Branch Manager
Indian Bank
05.2024 - Current
Chief Manager
Indian Bank
06.2022 - 04.2024
Branch Manager
Indian Bank
07.2013 - 06.2022
Assistant Manager
Allahabad Bank
07.2010 - 08.2013
MBA - Marketing
Indira School of Business Studies
04.2001 -
Summary
Banking Professional | 15+ Years of Leadership at Indian Bank
Strategic and results-driven banking leader with over 15 years of experience at Indian Bank. Proven expertise in heading branches across SME, Retail, and Agriculture sectors including Debt Recovery nationwide. Combining a strong MBA in Marketing with a deep understanding of risk management, I excel at identifying market opportunities and driving business growth through proactive relationship management and clear communication. Having experience with Indian Bank and having a rich and extensive experience of more than 15 years, which makes me confident in the financial sector to identify and to take proactive actions on coming opportunities along with risk management. During professional tenure, many skills like leadership, communication, business dealings and marketing with relationship management with the existing and potential customers have developed better after acquiring them during the academic life, especially after heading branches in different verticals like SME, RETAIL, AGRICULTURE and Debt Recovery in different regions and parts of the country. Being an MBA in Marketing, it always gives me an edge and confidence to approach in new fields and sectors to work.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Work Preference
Work Type
Full TimeLocation Preference
HybridRemoteOn-SiteImportant To Me
Career advancementWork-life balanceLanguages
English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Software
MS Office
Excel