Luis Aparicio
Indianapolis
Summary
Dynamic Sr. Loan Officer at State Bank with a proven track record in loan origination and relationship management. Expertly cultivated a referral network, driving new business and achieving high customer satisfaction. Demonstrated strong credit analysis skills while maintaining low default rates through proactive borrower support and effective portfolio management.
Experienced with loan origination and structuring financial solutions to meet client needs. Utilizes deep knowledge of underwriting guidelines and regulatory requirements to ensure high-quality loan processing. Track record of building and maintaining strong relationships with clients and stakeholders.
Overview
11
11
years of professional experience
Work History
Sr. Loan Officer
State Bank
02.2023 - Current
- Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
- Submitted loan applications to underwriter for verification and recommendations.
- Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
- Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
- Managed a diverse portfolio of loans while maintaining low default rates through careful risk assessment and proactive borrower support.
Mortgage Loan Officer
Elements Financial
01.2014 - 02.2023
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
- Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Education
High School Diploma -
Lawrence Central
Indianapolis, IN05-1993
Skills
- Loan origination
- Problem solving
- Relationship management
- Customer service
- Credit analysis
- Financial analysis
- Portfolio management
Languages
Spanish
Native or Bilingual
Timeline
Sr. Loan Officer
State Bank
02.2023 - Current
Mortgage Loan Officer
Elements Financial
01.2014 - 02.2023
High School Diploma -
Lawrence Central
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