Luqman Saood
Finance Professional
Kerala
Summary
Experienced Investment Specialist with a strong track record of excellence in Corporate Finance, Financial Analysis, Budgeting & Forecasting, and Portfolio Management. Holds an MBA with a specialization in Finance from India's premier B-School.
Proficient in strategic profile building and adept at digital management, with a proven ability to effectively manage multiple clients concurrently. Committed to fostering financial success for both large and small-scale investments while aligning efforts with organizational strategies and goals.
Overview
5
5
years of professional experience
5
5
years of post-secondary education
4
4
Certifications
Work History
Investment Specialist
ICICI Prudential Life Insurance Co
08.2022 - Current
- Met and collaborated with existing and prospective clients to ascertain financial goals and provide recommendations on investment solutions.
- Researched companies and prepared presentations for management and prospective buyers.
- Contacted and lined up fellow investors to enable successful NFOs.
- Gathered data and built financial models around key metrics.
- Researched current economic trends and investment opportunities to stay abreast of financial markets.
- Assisted clients with budgeting and cash flow management.
- Analyzed financial needs of clients and developed tailored strategies to meet goals.
- Provided specialized financial planning support for clients with diverse portfolios and individual needs.
- Collaborated with clients to develop customized investment portfolios.
- Created financial models to analyze and evaluate investment strategies.
- Implemented exit strategies for clients to transition out of investments.
Senior Manager
OFB Tech
03.2022 - 08.2022
- Examined quarterly financials to determine business operating capacity.
- Implemented productivity benchmarks across all departments to maximize company revenue.
- Recommended and implemented successful strategies to maximize revenue.
- Developed proposals and presentations for internal and external audiences.
- Produced staffing matrix to provide adequate coverage of department.
- Consolidated vendors and renegotiated contracts to optimize costs.
- Brainstormed and developed sales strategies to achieve short and long term sales revenue objectives.
- Implemented and developed operational standards, policies and procedures.
Accounts Manager
Tata Steel
05.2020 - 02.2022
- Collaborated with purchasing department to reconcile vendor invoices and facilitate payments.
- Identified partnership opportunities and established favorable business connections.
- Evaluated project applications and verified with outline specifications to approve, reject and recommend adjustments.
- Completed filings and upheld strict compliance with regulatory agencies and supervisors.
- Generated financial and operational reports to assist management with business strategy.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Addressed problems with accounting, billing, and service delivery to maintain and enhance client satisfaction.
- Built and strengthened long-lasting client relationships based on accurate price quotes and customer-centric terms.
- Educated clients on new products or services to increase customer engagement with brand.
- Reviewed and mitigated discrepancies to increase sales, reduce costs and streamline processes.
- Identified key entry points to enhance market penetration and maximize returns.
- Oversaw new business development to generate sales leads, negotiate client pricing and forecast revenue.
Project Intern
HDFC Bank
03.2019 - 05.2019
- Audited incoming data points, collating information into useable planning packages for project management personnel.
- Collaborated with customers to collect requirements and determine any issues of concern.
- Produced professional reports, documents and presentations for project needs.
- Contacted potential clients to pursue sales and gather funds.
Financial Analyst
Bilal Traders
03.2017 - 07.2018
- Reviewed financial reports and streamlined operations to increase productivity and company profits.
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Performed complex financial and budget analyses to determine requirements and justify requested funding.
- Used relevant financial technology to generate reports and recommended courses of action to upper management.
- Collaborated to develop and maintain targeted profit plans to sustain growth.
- Created and maintained precise and accurate models, charts and reports.
- Evaluated performance of existing investments and adjusted accordingly.
- Tracked prices, yields and other trends to correctly interpret impacts on investment programs.
- Helped clients make optimal decisions on amounts and timing of capitalization.
- Developed financial models to assess potential investments and identify potential risks.
Education
MBA - Finance
Indian Institute of Management
07.2018 - 03.2020
Bachelor of Commerce - Accounting And Finance
Kannur University
06.2014 - 03.2017
Skills
Portfolio Management
Investment performance analysis
Economic forecasting
Budget forecasting
Strategic and financial planning
Cost control and reduction
Financial analysis and reporting
Financial statements expertise
Certification
Certified Credit Analyst
Timeline
Investment Specialist
ICICI Prudential Life Insurance Co
08.2022 - Current
Senior Manager
OFB Tech
03.2022 - 08.2022
Accounts Manager
Tata Steel
05.2020 - 02.2022
Project Intern
HDFC Bank
03.2019 - 05.2019
MBA - Finance
Indian Institute of Management
07.2018 - 03.2020
Financial Analyst
Bilal Traders
03.2017 - 07.2018
Bachelor of Commerce - Accounting And Finance
Kannur University
06.2014 - 03.2017