M Surya Chandra Prakash

Seeking an opportunity to collaborate with a dynamic team in a fast-paced and competitive setting. Skills and expertise can contribute to the growth and success of the organization. Eager to enhance knowledge and capabilities while making a meaningful impact on the company's objectives. Passionate about working in a challenging environment that fosters professional development and innovation. Committed to leveraging strengths to drive positive outcomes and achieve collective goals.

• Maintained 100% accuracy in processing high-value SWIFT transactions (MT103, MT760, etc.) over the past 12 months.
• Successfully ensured zero compliance breaches under FATF, OFAC, and AML regulations during internal audits.
• Reduced average turnaround time (TAT) for LC issuance and BG processing by 20%, enhancing client satisfaction.
• Handled over 200+ cross-border transactions per month, meeting strict timelines and regulatory checks.
• Spearheaded transition from manual LC processing to Finacle-integrated workflows, improving efficiency.
• Trained junior staff in SWIFT Alliance & Finacle operations, reducing onboarding time by 50%.
• Received appreciation from the product team for error-free Export/ImportBill Knockoff processing.
• Recognized as “Employee of the Month” for consistent high-volume transaction handling without errors.

• Successfully attended training programs on Effective Leadership and Motivation.
• Successfully attended training program on Customer Retention.
• Successfully attended training program on Signature verification.
• Productivity undergone training programs on Personality Development and Time Management.

• 2 years of Banking Management professional in Bank guarantee, Domestic bank guarantee and foreign bank guarantee, Compliance , Inward and Outward Remittances with expertise in payments including Global Remittances, EDPMS, IDPMS,FATF ,OFAC.
• Handling end to end transactions for Corporate Banking Clients starting with Know Your Customer, AML/CFT policies, Customer Relationship Opening, Remittance Settlement, Bank guarantee, LC.
• Specialized in wire transfer through SWIFT messaging, Bank2Bank payments and Bank2Customer payments
• Expertise in working on SWIFT Alliance along with newly implemented Alliance Messenger application and thorough knowledge of SWIFT functionality
• Well versed with AML policies, OFAC and FATF guidelines.
• Flexibility to stretch in case of ad-hoc tasks and working hours whenever required.
• Emotional intelligence with excellent interpersonal and organizational skills, highly efficient and methodical with a good eye for detail
• Best at identification of problems and improvisation of the available solutions.

1. Attention to Detail

Essential for error-free handling of financial transactions, SWIFT messages, and regulatory documentation.

2. Regulatory Compliance Awareness

Strong understanding of RBI guidelines, AML, FATF, and OFAC—critical for ensuring legal and ethical processing.

3. Strong Analytical Skills

Helps in spotting discrepancies in transactions, fraud indicators, or documentation gaps.

4. Time Management & TAT Focus

Ability to process multiple high-value transactions within tight timelines (Turnaround Time – TAT).

5. Customer-Centric Approach

Strong communication and interpersonal skills for resolving client queries, especially in corporate banking.

6. Problem Solving

Quickly identifies issues in LC/BG issuance, SWIFT errors, or KYC discrepancies—and implements resolutions.

7. Team Collaboration

Works well in a team setup, often guiding juniors or coordinating with branches and international counterparts.

8. Flexibility & Ownership

Willing to stretch during month-end closures, urgent remittances, or system downtimes.