SRIVANI KANNAN

• Enter and Process Request for Cost Change in Vendor report.
• Obtain approvals from management for RPAs and RCCs.
• Handling queries of the clients through email.
• Co-ordinating with different departments for assigned tasks.
• Preparation and submission of various reports on Daily, Weekly and Monthly Basis.
• Processing and Posting Request for Price Adjustments in Vendor report.
• Print out Flex Files as per client requirements.

• Cersai Creation, Modification And Satisfaction.
• Pan validation of the borrowers through NSDL.
• Initiating Part Payment and Loan closure entries in the system after verifying the remittance.
• Authorization of entries done by the team.
• Coordinating with Branches for completion of assigned task.
• Audit query resolution within TAT.
• Handling queries raised by the Branch.
• E-Nach mandate registration of newly disbursed cases.
• Preparation and submission of MIS as per requirements of reporting manager.

• Creation of Proforma Invoice as per customer request.
• Manage all activities like Price corrections, Adding and Removing allowances, Raising Returns Authorisation etc.
• Determining which invoices are overdue for payments through an aging report.
• Chasing the borrowers through emails for payment of the overdue amount and maintaining MIS for the same.
• Keeping accurate records and reporting on collection activity.
• Handling queries from the borrowers through emails.
• Preparation and submission of various reports on Daily, Weekly and Monthly Basis.

ACCOUNTING

• Preparation and submission of Bank Reconciliation Statement on a monthly basis.
• Collection of EMIs from the borrowers via, Cash, ECS, NACH, Post Dated Cheques and updating the same.
• Accounting for payments for various office expenses like Printing & Stationary, Xerox, Electricity Bill, Telephone Bill etc.
• Accounting of receipts for various office incomes like CIBIL Charges, Processing Fee etc.
• Passing Journal Entries for various miscellaneous transactions.
• Assisting the Manager in Complying Audit Inspection Queries.
• Handling queries of the borrowers.

CREDIT & DISBURSEMENT

Pre-Sanction

• Discussion with the borrowers to assess their home loan requirement & explain them various loan schemes to fit their need and generating their CIBIL reports.
• Obtaining KYC Compliance, Income and Property related documents from the borrower.
• Assessing the Loan proposal, Loan amount, Loan Tenure, Installment to Income Ratio (IIR) and Loan to Value Ratio (LTV).
• Co-ordinating with Panel Advocates and Panel Valuers to obtain Legal, Vetting And Valuation Reports.
• Creation Of Customer ID & Home Loan ID, Uploading of Loan Proposal in the LOS and forwarding the same to higher authority for sanctioning of Loan.

Post-Sanction

• Documentation of the loan agreement and other papers duly signed by the borrowers.
• Creating Cersai, Uploading the documents in the LOS and taking approval from Corporate office for Disbursement of loan amount.
• Issue Cheque to Borrower / Builder.

RECOVERY

• Monitoring accounts to identify overdue payments.
• Follow-up over phone with borrowers for payment of overdue amount and for maintaining MIS for the same.
• Keeping accurate records and reporting on collection activity.