MAGESHWARAN GANAPATHY
Summary
Highly motivated and results-driven banking professional with expertise in credit analysis, risk assessment, and loan underwriting. Seeking a challenging role as a Credit Analyst or Risk Analyst within the NBFC Or Banking sector, where I can utilize my strong analytical skills, sound decision-making abilities, and in-depth knowledge of credit risk management to contribute to the organization's growth and success
Overview
5
5
years of professional experience
Work History
CREDIT ANALYST
FINNABLE CREDIT PRIVATE LIMITED
01.2023 - Current
- Efficiently underwrite Personal loan within accordance with the laid down credit Policy
- Evaluating the credit scoring and credit worthiness to determine loan eligibility
- Taking care of both credit, fraud risk and policy for PAN India application
- Evaluating the Customer repayment history through Bank statement
- Analyzing the CIBIL obligation, income and customer profile from a credit point of view
- Verifying the Documents (KYC and Bank statement ) in fraud point of view for identifying fraud
SENIOR EXECUTIVE
FLIPKART
05.2022 - 11.2022
- I worked as Senior Executive in Chennai MH, FLIPKART
- Coordination and smooth execution of Pre-Primary, primary and secondary process (Operation)
- Working upon FC-MH expectancy and ensuring reconciliation and smooth handshake between FC and MH
- Ensure kaizen and safety culture at the MH facility
- Managing off roles to meet targets in time bound manner before Cutoff for Operation process
QUALITY ENGINEER
SUEERAA ALLOYS GLOBAL
06.2019 - 03.2020
- Conducted regular quality inspection for casting and other products to check for defects
- Inspecting of casting by penetrate testing (PT) and magnetic particle testing (MPT) inspection as per the customer requirement
- Prepared a regular inspection report for quality clearance to customer
INTERNSHIP
FLIPKART
01.2022 - 03.2022
- I worked as Senior Executive in FLIPKART
- Here, I worked in the Return center (RC) department and supervise the inbound, inventory and outbound of the RC
- During my internship I did a project in RC department to increase the metrics
- At the same time, I involve new kaizen (process improvement) for the process
- By this new improvement i generate a revenue of Rs:5,30,952 for my flipkart warehouse
Education
MBA - Operation And Marketing
Mittal School of Business, Phagwara Lovely Professional University
01-2022
B.E - Mechanical Engineering
Jansons Institute of Technology
01-2019
XII -
Vetri Vikaas Matric Higher Secondaryschool
01-2015
X
Vetri Vikaas Matric Higher Secondaryschool
01-2013
Skills
- Underwriting
- Credit decision making
- Risk Assessment
- Credit analysis
- Time Management
- Financial analysis
Languages
Tamil
First Language
English
Advanced (C1)
C1
Accomplishments
During my internship , I have save revenue up to Rs: 5,30,952 by changing the metrics and also higher management people informed that they are going to apply this for PAN India.
Timeline
CREDIT ANALYST
FINNABLE CREDIT PRIVATE LIMITED
01.2023 - Current
SENIOR EXECUTIVE
FLIPKART
05.2022 - 11.2022
INTERNSHIP
FLIPKART
01.2022 - 03.2022
QUALITY ENGINEER
SUEERAA ALLOYS GLOBAL
06.2019 - 03.2020
MBA - Operation And Marketing
Mittal School of Business, Phagwara Lovely Professional University
B.E - Mechanical Engineering
Jansons Institute of Technology
XII -
Vetri Vikaas Matric Higher Secondaryschool
X
Vetri Vikaas Matric Higher Secondaryschool
Similar Profiles
Rahul SainiRahul Saini
Area Sales Manager (Personal Loan) at Finnable Technologies Private LimitedArea Sales Manager (Personal Loan) at Finnable Technologies Private Limited
Shrinivas s vShrinivas s v
Credit Analyst at finnable technology private limitedCredit Analyst at finnable technology private limited
ARPAN KARAKARPAN KARAK
Relationship Manager at Finnable Technologies Private LimitedRelationship Manager at Finnable Technologies Private Limited