Mahaboob Ali
Territory Credit Manager
H No: 1-10-40, Shah Sahab Gutta, Mahabubnagar,TG
Summary
Dedicated [NBFC or Banking] professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
3
3
years of post-secondary education
5
5
years of professional experience
Work History
Territory Credit Manager
Vreedhi Financial Services Pvt. Ltd
Mahabubnagar, Telangana
09.2019 - Current
- Checking Of all Loan Form & KYC Documents.
- Pullout CIBIL Report and Conduct PD for all all Credit Worthiness Customers / Good CIBIL Customers (between 600 to 900).
- Verify Customer Business with Proper Documents and Calculate Daly Sales and Stock Validation etc at Business Point.
- Final Verification & Approval or Rejection of Loan Applications to next Level - RO Credit.
- For Secured Loans 3 to 10 Lakhs done Extra Visit for Customer Site or Property and Verify all Legal Documents and initiate for Legal and Technical Validation.
- All Branch Register Maintenance Include Branch cash book.
- Policy & Process adherence.
- Monthly once Visit all Clusters to Meet Existing Customers to assess customer satisfaction about Vreedhi Finance (VFS) and Loan Process.
- Have complete knowledge of our customer and also our target customer.
- Developed team communications and information for meetings
- Identified issues, analyzed information and provided solutions to problems
- Collaborated with Sales Department to achieve Targets
- Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting
- Actively listened to customers, handled concerns quickly and escalated major issues to supervisor
Branch Credit Officer
Aye Finance Private Limited
Mahabubnagar, Telangana
08.2018 - 09.2019
- Checking Of all Loan Form & KYC Documents.
- Pullout CIBIL Report and Conduct PD for all all Credit Worthiness Customers / Good CIBIL Customers (between 600 to 900).
- Verify Customer Business with Proper Documents and Calculate Daly Sales and Stock Validation etc at Business Point.
- Final Verification & Approval or Rejection of Loan Applications to next Level - RO Credit.
- Policy & Process adherence.
Credit Processing Associate
M N Reddy & Co.,
Mahabubnagar, Telangana
01.2016 - 05.2018
- Checking Of all Agri Loan Form, KYC Documents, Bank Statements, Patta Passbooks, ROR, Pahanis and Other Documents.
- Manual Applications are Initiated in to Online for HDFC Bank LMS Portal.
- Legal and Technical Initiation Process and Sent to Respective Bank Credit Managers via Mail.
- Handling all Inward and Outward Registers in Bank and CPA Office.
- Went to PD's for Personal Loan's, Business Loan's, Housing Loans and etc for HDFC and Other Banks linked with M N Reddy & Co., for for Third Party Verification.
- Performed credit reviews on corporations to assess financial conditions
Education
Bachelor of Arts -
Govt. M.V.S Degree College
Mahabubnagar 08.2010 - 07.2013
Skills
Credit report pulling
undefinedPlaying Cricket & Carrom Board
I love to Play Credit and Carrom Board indoor and Outdoor when i have Free time or Weekends or Relax times and my favorite Cricket team is India and my Favorite Cricket Player is Sachin Tendulkar.
Timeline
Territory Credit Manager
Vreedhi Financial Services Pvt. Ltd
09.2019 - Current
Branch Credit Officer
Aye Finance Private Limited
08.2018 - 09.2019
Credit Processing Associate
M N Reddy & Co.,
01.2016 - 05.2018
Bachelor of Arts -
Govt. M.V.S Degree College
08.2010 - 07.2013
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