Mahalakshmi (Maha) Cholaraju
Bengaluru
Summary
Results-driven Accounting and Financial Operations Professional with 11 years of experience in corporate accounting, AP/AR, financial reporting, reconciliations, and data analysis. Expertise in managing high-volume transactions, maintaining accurate records, and supporting month-end close and audit processes. Certified Lean Six Sigma Black Belt with a focus on improving accuracy, efficiency, and compliance.
Overview
1
1
Certification
15
15
years of professional experience
Work History
CTS Accountant
TreanRe
Minneapolis
04.2025 - 06.2026
- Prepared financial reports and calculations, supporting clients with Schedule F funding requirements and Letters of Credit.
- Analyzed premium and claim history, reconciled accounts, and ensured compliance with internal controls to maintain financial integrity.
- Review contract terms, validate premiums/claims, and ensure accurate financial transactions aligned with accounting standards.
- Monitored reporting/payment due dates and managed receivables, ensuring accurate cash flow.
- Coordinate payments, resolve discrepancies, and communicate financial issues to internal teams.
- Review claim documentation and confirm coverage, retention, limits, and reporting requirements.
- Mentored junior accountants on best practices and company policies.
- Coordinated with external auditors during the annual audit process by providing requested documents and responding to inquiries in a timely manner.
Reinsurance Accountant
PartnerRe
Toronto
08.2021 - 03.2025
- Processed AP/AR transactions for premiums, claims, commutations, cash losses, and year-end adjustments to ensure accurate financial reporting.
- Performed balance sheet reconciliations, reserve handling, and statistical analysis.
- Managed cash statements and confirmations while coordinating communication with brokers/cedents to maintain financial transparency.
- Conducted variance analysis and escalated deviations from expected financial results.
- Supported internal audits and ensured compliance with SOX and internal policies.
- Registered loss advices and processed technical accounts, validating financial accuracy to support compliance and reporting.
Accouting Technical Analyst
Acrisure Re
Toronto
06.2018 - 06.2019
- Calculated unresolved premiums and unjustified claims while contributing to development of analytical tools for improved claims processing.
- Prepared monthly, quarterly, and yearly accounts while maintaining precise AP/AR records for financial accuracy.
- Onboarded new clients, coordinated timely payments and receivables, and addressed account discrepancies to enhance client satisfaction.
Accounting Specialist (A/P)
Goldman Sachs Services Pvt Ltd
Bengaluru
09.2017 - 12.2017
- Managed invoice processing, resolved PO exceptions, and addressed vendor queries to enhance AP accuracy.
- Analyzed SLA breaches and optimized workflows to support automation initiatives.
- Reduced false-positive queries while improving invoice indexing and processing timelines.
Reinsurance Technical Accountant III
Swiss Re Shared Services
Bengaluru
01.2011 - 08.2016
- Managed full‑cycle accounting including monthly/quarterly/yearly close activities.
- Performed P&L and balance sheet analysis, ledger reconciliations, and MIS reporting.
- Ensured accurate billing and settlement, resolving issues within contractual timelines to maintain client satisfaction.
- Managed AR/AP, cash collections, and client negotiations to resolve outstanding balances.
- Conducted audit checks, quality reviews, and financial forecasting.
- Created SOPs, performed value stream mapping, and supported system transitions (FAT/UAT).
- Trained junior accounting staff on best practices to enhance team competency and efficiency.
Education
MBA - Business Administration
Bangalore University
01-2010
Bachelor of Commerce -
Bangalore University
01-2008
Skills
- AP/AR Operations
- Month‑End Close
- Financial reporting
- Cash reconciliation
- Expense processing
- Audit support
- KPI forecasting
- Credit analysis
- Trend analysis
- Process optimization
- ERP Accounting Systems
- ERP Systems
- Accounting Software
- Advanced Excel
- Data Management
- Workflow Tools
Certification
Lean Six Sigma Black Belt
Timeline
CTS Accountant
TreanRe
04.2025 - 06.2026
Reinsurance Accountant
PartnerRe
08.2021 - 03.2025
Accouting Technical Analyst
Acrisure Re
06.2018 - 06.2019
Accounting Specialist (A/P)
Goldman Sachs Services Pvt Ltd
09.2017 - 12.2017
Reinsurance Technical Accountant III
Swiss Re Shared Services
01.2011 - 08.2016
MBA - Business Administration
Bangalore University
Bachelor of Commerce -
Bangalore University