MAHANANDA HALDAR
Business Banking Professional
Serampore
Summary
Banking Professional with over 5 years of experience with excellent knowledge of Working Capital products and the processes along with Business Analysis, Credit Analysis and Risk Analysis.
Overview
5
5
years of professional experience
7
7
years of post-secondary education
3
3
Languages
Work History
Business Banking Manager
HDFC Bank Ltd.
07.2023 - Current
- Providing Working Capital solutions to eligible clients
- Business Analysis, Credit Analysis and Risk Analysis
- Balance Sheet Analysis
- Financial Analysis and Financial Plotting
- Credit Appraisal Memo (CAM) preparation
- Verification of KYC, Financial and Property documents
- Portfolio Management
- Analyzing, tracking and reporting Suspicious Transactions of existing Working Capital clients (STR), Anti-money laundering (AML), Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)
- Addressed and resolved customer complaints in efficient, effective and timely manner
- Maintained client correspondence, preferences and sales on CRM systems for sales and marketing purposes
Senior Credit Analyst
KAMPP & Co LLP
07.2022 - 07.2023
- Credit Analysis and Variance analysis
- Stock Audit and Stock Inspection
- Stock Statement Analysis and Drawing Power calculation of Working Capital clients
- Compliance of Credit and Regulatory requirements
- TAT adherence
- MIS Management
- Monthly Data Reconciliation activity
- Maintained stick data confidentiality, performing data analysis in line with industry regulations
- Applied analysis and modeling techniques to identify opportunities for increasing value of the specific areas of account monitoring
- Mentored, supported and trained junior team members to develop professional skills and improve overall team performance
Junior Relationship Officer
Quess Corp Ltd. (Deputed in Axis Bank Ltd.)
09.2019 - 07.2022
- Understanding client's business model to provide appropriate Working Capital solutions
- Processed documentation for login and disbursements
- Scheduled follow-up appointments with customers to deliver comprehensive after sales service
- Responsible for the effective implementation of the Bank's sales planning tools, processes (CRM) and building effective distribution network internally as well as externally
- Customer Sevice
Education
MBA - Marketing, Finance and Human Resource
Maulana Abul Kalam Azad University of Technology
Kolkata, WB 01.2017 - 01.2019
BSc. - Physics(Hons.), Chemistry, Maths
Bijoy Krishna Girl's College, C.U.
01.2014 - 01.2017
Higher Secondary, Science - Eng, Hindi, Maths, Physics, Chemistry, Biology
Rishra Vani Bharati, WBCHSE
01.2012 - 01.2014
Madhyamik - English, Hindi, Bengali, Science, History, Geography
Rishra Vani Bharati, WBSSC
Skills
- Microsoft Office
- Excellent communication skills
- Marketing
- Business Banking Management
- Working Capital Management
- Business Analysis, Credit Analysis and Risk Analysis
- KYC, AML, CDD, EDD, STR
Personal Information
- Father's Name: Mark Mohit Haldar
- Blood Group: O+
- Date of Birth: 04/21/96
- Gender: Female
- Nationality: Indian
- Marital Status: Unmarried
- Religion: Hinduism
Timeline
Business Banking Manager
HDFC Bank Ltd.
07.2023 - Current
Senior Credit Analyst
KAMPP & Co LLP
07.2022 - 07.2023
Junior Relationship Officer
Quess Corp Ltd. (Deputed in Axis Bank Ltd.)
09.2019 - 07.2022
MBA - Marketing, Finance and Human Resource
Maulana Abul Kalam Azad University of Technology
01.2017 - 01.2019
BSc. - Physics(Hons.), Chemistry, Maths
Bijoy Krishna Girl's College, C.U.
01.2014 - 01.2017
Higher Secondary, Science - Eng, Hindi, Maths, Physics, Chemistry, Biology
Rishra Vani Bharati, WBCHSE
01.2012 - 01.2014
Madhyamik - English, Hindi, Bengali, Science, History, Geography
Rishra Vani Bharati, WBSSC
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