MAHANTESH B CHITTARAGI
State Head Car Loans
Hubli
Summary
Seeking an opportunity to learn from, work for and to progress with the company that is in the forefront of information and technology.
Overview
7
7
years of professional experience
3
3
Languages
Work History
Associate Software Engineer
Sadhana Systems
- Worked as Associate Software Engineer at Sadhana Systems Bangalore for 3 years.
- Involved in projects like Web site development, Online Voting system technology. Working on Dynamic system with REACT Protocol.
- Tools Used for building Data Base & Front development and having hands on experience with below tools.
- DBMS, MS Word, MS Excel etc.
- Languages C, C++ Java etc.
- Scripting Languages HTML etc.
- Worked as Associate Software Engineer at Sadhana Systems Bangalore for 3 years.
State Head (New & Preowned Car Loans)
IDFC First Bank
Hubli
06.2018 - Current
- Handling Multiple Locations across Karnataka. Engaging With multiples Dealers and DSAs.
- Business Expansion Activated many New CAT C locations across Karnataka like Mysore Mangalore Udupi Hubli, Belgaum etc.
- Tracking profitability factors like Income Parameters to keep the team productive and run Successful business.
- Maintaining TSM and SO productivity above the National Avg.
- DSA Empanelment Empaneled corporate channels which are currently contributing major of business every month.
- Adaptation of all Digital initiatives of Bank and closing working with Product teams in building new process notes and new scheme as per market requirements & Providing feedback on New Processes like STP, Partial STP etc. Worked closely with IT team regarding new builds in system. Training SMs & SOs as per the Bank requirements.
- Working with other verticals like Credit, Operations, RCU, Collections Policy & product, IT team.
- Team Management (Relationship Managers & Relationship Officers). Training all team members about the policy changes and new processes like Perfios, EMandate, Esign, Estamp, OCR & OCS etc.
- Handling various Channel Partners. Corporate Channels Like MTV counters, Spinny, Gaadi web, DSAs , Open markets local Dealers, Bank Branches. Tele callers, pre-approved data team. Coordinating & Handling Risk. Supporting and follows with collection teams. Maintaining Portfolio delinquency at below than nation avg.
- Resolving Customers issues. Received many appreciation mails from customer which had reached to bank MD in resolving issues and service factor. Keeping Track of Sales Manager and Sales officer productivity. PDD pendency under the control.
- Band - F1
Education
MBA - Marketing & Finance
M S Ramaiah Institute of Technology Bangalore
Bangalore01.2018
B.E - Computer Science
BVB College of Engineering & Technology Hubli
Hubli01.2011
Skills
Accomplishments
- Received prestigious LEAD award for outstanding performance for FY 22-23.
- Received Ace Award (Best Manager for Karnataka & Kerala) for the FY 21-22.
- Received 1st Rank for Branch Business PAN India for Q3 21-22.
- Awarded Best “Management Trainee” for 2018 Batch for consistently achieving Business Targets.
- Consistently ranked among Top bucket on individual scorecard basis.
- Consistently achieved 4Cr+ business for 7 months Approximately more than 150 percent of targeted volume.
- Received Two Gold medals for disbursing highest volume and units from Open market.
Interests
Travelling, Watching Movies, Playing chess
Declaration
The above stated information is true to the best of my knowledge. References and Documents to validate the above mentioned would be available when required. Place: Bangalore Date: 2025-11-14 Yours Sincerely MAHANTESH CHITTARAGI
Timeline
State Head (New & Preowned Car Loans)
IDFC First Bank
06.2018 - Current
Associate Software Engineer
Sadhana Systems
B.E - Computer Science
BVB College of Engineering & Technology Hubli
MBA - Marketing & Finance
M S Ramaiah Institute of Technology Bangalore