Mahesh Kumar
Delhi / Noida
Summary
15 + Years of experience in Financial Reporting & Regulatory Reporting, P&L and B/S, Risk Governance, Stat Audit, Credit Risk & RWA, ICAAP, BASEL-3 Capital Reporting, IFRS9 – Phase-2 Impairment Reporting, Financial Planning & Analysis, Projects Implementation and currently in Governance and Regulatory / Risk Control Reporting
Overview
14
14
years of professional experience
2002
2002
years of post-secondary education
3
3
Certifications
3
3
Languages
Work History
Governance, Risk and Control, Process Manager
First Citizen Bank – SVB
09.2024 - 02.2025
- Process Manager – Governance Risk and Compliance (Sep 2024 – Feb 2025)
Governance, Risk and Control – Sr Manager
State Street
01.2022 - 08.2024
- Senior Regulatory Manager (GRC - Governance, Risk and Internal Control) Jan 2022 – Aug 2024
- Governance and Regulatory Compliance
- Develop, Standardize and Implement Risk Control Framework in the Reg Reporting Governance.
- Managing Regulatory Reporting Governance for the APAC Regions and presenting the Governance Dashboard before APAC Council.
- Consolidate and govern the metrics for Reg Reporting, Issues, present the Summary to various Governance Forums and escalate to Senior Oversight Committee Forums.
- Engaging and collaborating with all the Report Owners, Key Stakeholders for the enhancement Reg Reporting Policies (e.g Governance Framework, Accountability Policy, Materiality Policy, Risk Based Methodology, RCSA and Issue Management).
- Maintenance of Regional (APAC / US) level Data Repository for all regulatory filings along with KPI, Dashboards.
- Governance of Tier 2 and Tier 3 BAU deliverables and ensuring the Implementation of Governance Framework for all APAC region.
- Regulatory Reporting
- Production of monthly, quarterly dashboards, Risk and Exposure Reports, KPIs Tracking and Governance under the Governance Framework
- Review and analysis of HKMA, MAS Regulatory Returns for month and quarter end reporting and constantly eliminating NVAs and inefficiencies by process enhancement drives.
Internal Control, Financial Reporting – Finance Lead
Aditya Birla Group
05.2019 - 01.2022
- Team Lead – Finance May 2019 – Jan 2022
- Month / Quarter End Reporting and Internal Control
- A) Finance Operations – Month End and Quarter Reporting
- Closing and Financial Reconciliation (Systems, Banks, GL and Dashboard) Reporting including Internal Financial Controls covering various LOBs and Products under changing complex system architecture.
- Measuring, monitoring the KPIs and working with team wrt month end, process improvements, audit assignments and stakeholders’ meetings with Operations, Finance, IT and Auditors.
- Performing review of Loan Portfolio reconciliation, controls, GLs & SAP, and Reporting of Operational and Credit risk metrics.
- Lead and deliver Projects and managing the activities, adherence to Timeline, controlling & highlighting the deviations to Management as per the Regulatory Recommendations/ Auditors Findings.
- Resolving / liaising for all Adhoc queries from various upstream / downstream, Auditors and other stakeholders.
- B) Process Excellence & Change Management
- Engage and implement python system implementation Automation activities designed on RPA, Power BI on an ongoing basis.
- Review and approve SOPs that are updated regularly to reflect improvements and changes in existing process.
- C) Internal, Stat Audit and Regulatory Audit, Compliance
- Engage for timely commencement and closure of all internal / stat audits as per plan, and resolving issues highlighted by auditors.
- Provide requisite data inputs in relation to audit report preparation and implement audit findings in the process, suggestions.
Group Finance – Reg Reporting – Manager
Deutsche Bank Global Services
11.2014 - 02.2019
- Manager – Group Finance Nov 2014 – Feb 2019
- Group Finance Control - Legal Entity Reporting (Regions – US, Europe)
- A) Finance Operations – Month End and Quarter Reporting
- Preparing the Consolidation Financial Reporting as per IFRS and risk reporting metrics, Basel Capital Requirement, RWA, Credit Risk Reporting, Capital Demand and Supply, and Impairment.
- Finance control and submission of P&L and Balance Sheet for Legal Entity and Group Reporting for other relevant sub-consolidation reports, ICAAP, Common Equity Tier 1 & 2 Capital Requirement
- Management Dashboard Reporting including Capital Planning & RWA Analysis different regions Risk reporting with diverse and complex system architecture under BCBS-239 and IFRS-9 Requirement.
- Production of Internal MI, RWA and Capital Reporting and Executive Dashboards and Ensuring compliance under finance control framework and support external audit work as and when required.
- Group / US SEC submissions Form 20F and 6K Filing for Asset Quality, TDR, Renegotiated Loans Reporting.
- Managing Stakeholders expectations relating to reporting at different levels, including IFRS-9 Reporting to Group.
- B) Process Excellence & Change Management
- Driving the Monthly Operations review calls and other Basel projects with Finance Head and Senior Stakeholders.
- Participate in regional finance and business finance control activities, including CRM, Substantiation and metrics KPI.
- C) Internal, Stat Audit and Regulatory Audit, Compliance
- Attributes mapping and measurement, classification in IFRS Stage 1, 2 and 3 Indicator Analysis
- Redesign and improvement of systems and processes, Revision of Data Cluster, Staging of IFRS 9 Indicators, Attributes, ECL, LGD, PD, EAD
- Redesigning process relating to Impairment model - Expected Credit Loss, LGD, PD, EAD
- Development of Templates of RWAs, Loan Loss Allowance with Key changes Including for Collateral & other products
External Reporting – Assistant Manager
HSBC
01.2011 - 11.2014
- Assistant Manager – External Reporting Nov 2014 – Feb 2019
- Group Finance Control - Legal Entity Reporting (Regions – US, Europe)
- A) HSBC FRANCE, P&L and B/S Reporting
- External Reporting
- Month-end Reporting processes and procedures, including data analysis, integrity Sanity checks and Financial Summaries.
- Fee & Commission Analysis, Impairment & RWA, P & L and BS Analysis and Shareholder Equity Analysis
- Maintaining monthly and quarterly report / schedules for PL and BS SLAs in accordance to IFRS & US GAAP requirements
- Month-end Reporting processes and procedures, including data analysis, integrity Sanity checks and Financial Summaries.
- 2. Consolidation Reporting & Analytical Review Schedules and Submission to Group
- Supplementary data review and submission for Consolidation of P&L and BS
- Gross Loans, Renegotiated Loans and advances to customers by Industry sector and Lease Commitments and Deposits by banks
- B) HSBC US (HNAH – HMUS Migration: US GAAP Consolidation & External Reporting)
- Preparation of Financial Reports for HSBC – US Legal entities (P/L and B/S), Reports on broker dealer statements.
- Engagement in Project – System Implementation and Automation of P/L and B/S in Hyperion.
Education
Bachelor of Commerce -
University of Delhi
Intermediate - undefined
3 Years Advance Diploma - French
Certification
FCMA Cost and Management Accountant, Institute of Cost Accountants of India, 2008-12
Interests
Successfully Led School Cricket Team and Monitored for 5 Years, Watching Business news and Exercise are the prime practices in daily life, Successfully managed the responsibilities in the College as Class Representative
Publications
- Written article on following topics in Chartered Secretary (Corporate Journal of Institute of Companies Secretaries of India)
- Management Reporting in Current Business Environment – XBRL as Tool (August 2011)
- Basel III – Will it ensure financial stability for Banks (March 2013)
Timeline
Governance, Risk and Control, Process Manager
First Citizen Bank – SVB
09.2024 - 02.2025
Governance, Risk and Control – Sr Manager
State Street
01.2022 - 08.2024
Internal Control, Financial Reporting – Finance Lead
Aditya Birla Group
05.2019 - 01.2022
Group Finance – Reg Reporting – Manager
Deutsche Bank Global Services
11.2014 - 02.2019
External Reporting – Assistant Manager
HSBC
01.2011 - 11.2014
Intermediate - undefined
3 Years Advance Diploma - French
Bachelor of Commerce -
University of Delhi
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