MAHESHA M M
BENGALURU
Summary
To seek a challenging and growth oriented career in a dynamic organization, which believes in individual development, would like to work in an innovative environment and contribute to the success of the organization.
Overview
5
5
Languages
13
13
years of professional experience
Work History
MANAGER – BBG (BRM - WORKING CAPITAL)
HDFC BANK LTD.
08.2025 - Current
- Onboarded new clients by evaluating business structures and recommending suitable working capital products.
- Analyzed financials to identify working capital gaps for ongoing businesses.
- Ascertaining business sustainability, growth projections, and profitability to reach the eligibility of a client.
- Reported business health, background, profile, and risks to support case proposals.
- Working with Branch team (RL) for onboarding new clients for working capital segment.
- Handling a ticket Size as minimum 1.50 Cr to maximum 250 Cr including all Working capital fund base and non-fund base product.
- Developing and maintaining strong working relations with all existing portfolio.
- Assessing marketability of comforts, by performing due diligence, provided to the bank in various forms of security such as property or liquid backed security.
DEPUTY MANAGER – (BRM - WORKING CAPITAL)
KOTAK MAHINDRA BANK LTD
10.2021 - 08.2025
- Working with Branch team (RL , Connectors & DSA ) for on boarding new clients for working capital segment.
- Identifying and analyzing the financials to ascertain the working capital gap of a running business.
- Ascertaining business sustainability, growth projections, and profitability to reach the eligibility of a client.
- Clearly reporting business health, background, profile, and risks involved while proposing a case.
- On boarding the New client’s as per business structure with working capital products like fund base and non-fund base products.
- WC fund base products like COD, DOD, CC, TL, LRD and FCTL .and Non Fund base Products like BG, FLC/ILC, BC, SBD, FBD, PCFC and LCBD.
- Handling a ticket Size as minimum 150 lakhs to maximum 3000 lakhs including all Working capital fund base and non-fund base product.
- Assessing marketability of comforts, by performing due diligence, provided to the bank in various forms of security such as property or liquid backed security.
Sale’s Executive - Working Capital
KOTAK MAHINDRA BANK LTD
04.2019 - 09.2021
- Collaborated with branch banking teams to add new customers and manage BBA case handling.
- To build relationships with key persons, promoters in the target segments & build client trust & confidence.
- Developed relationships with key stakeholders and promoters in target segments to enhance client trust and confidence.
- Handling Case login, Legal Clearance, Tech Los follow up.
- Initiated legal and technical processes for collateral security
- Checking of files for disbursement.
- Resolved queries effectively with Relationship Managers, operations team, and customers to ensure smooth communication.
- Following up with limit loading team and to get LLI released.
- Ensuring maximum limits are utilized.
Sale’s Associate - working capital
IVANGEL SALES SERVICES PVT LTD - KOTAK MAHINDRA BANK LIMITED
12.2016 - 03.2019
- Understood client businesses and provided tailored working capital solutions across products.
- Checking of files for disbursement.
- Reviewed files to ensure accuracy for disbursement.
- Handling Case login, Legal Clearance, Tech Los follow up.
- Collected login and legal documents, and verified for accuracy.
- Legal and technical initiation for taken collateral security.
- Updated and organized records of cases for easy reference.
- Interacted with customers to gather and clarify documentation requirements.
- Playing an important role in resolving queries with Relationship Manager, operations team and with customer.
- Checking the End to End Documents and Case login to Credit.
- (Off role For: Kotak Mahindra Bank Ltd.)
Senior Technical services associate
M/s. First Source solution. Ltd
08.2013 - 02.2015
- Handling the Customer queries related data Services.
- International BlackBerry E-mail Configuration.
- iPhone, Net cruise, Data Card Configuration.
- Handset to PC Configuration (Wi-Fi).
- Network settings and Technical issues.
- Configured operating systems on devices to facilitate user accessibility.
- All Handset and system Troubleshooting (Windows XP Sp1/Sp2/vista, Windows 7/8/8.1) (IOS (Mobile) 6/7/8, Mac).
Education
B.Sc. (P.M.E) - Electronics
Vivekananda degree college
BangaloreP.U.C - P.C.M.Cs
Vivekananda degree college
BangaloreS.S.L.C. -
Vidhya Vardhaka Sanga School
BangaloreSkills
- Client onboarding
- Team handling
- Client relationship management
- Financial analysis
- Risk assessment
- Strategic Decision Making
- Collaboration Enhancement
- Results-Driven Mindset
- Multitasking
Declaration
- I hereby declare that the information furnished above are true and correct to the best of my knowledge and belief.
Mahesha MM
___________________
Languages
Kannada
Proficient
C2
English
Advanced
C1
Hindi
Upper Intermediate
B2
Konkani
Proficient
C2
Telugu
Intermediate
B1
Timeline
MANAGER – BBG (BRM - WORKING CAPITAL)
HDFC BANK LTD.
08.2025 - Current
DEPUTY MANAGER – (BRM - WORKING CAPITAL)
KOTAK MAHINDRA BANK LTD
10.2021 - 08.2025
Sale’s Executive - Working Capital
KOTAK MAHINDRA BANK LTD
04.2019 - 09.2021
Sale’s Associate - working capital
IVANGEL SALES SERVICES PVT LTD - KOTAK MAHINDRA BANK LIMITED
12.2016 - 03.2019
Senior Technical services associate
M/s. First Source solution. Ltd
08.2013 - 02.2015
B.Sc. (P.M.E) - Electronics
Vivekananda degree college
P.U.C - P.C.M.Cs
Vivekananda degree college
S.S.L.C. -
Vidhya Vardhaka Sanga School