MALAY MAITY
Mohanpur
Summary
Dynamic Credit Manager with a proven track record at Annapurna Finance, excelling in credit analysis and risk assessment. Leveraged data analysis to enhance financial reporting accuracy, driving compliance and achieving significant cost savings. A collaborative leader, skilled in debt collection and fostering team success in high-pressure environments.
Overview
9
9
years of professional experience
Work History
Credit Manager MSME LOAN
Annapurna Finance PVT LTD(LAP & HOME LOAN )
Contai ,West Bengal
07.2022 - Current
Operation Manager(Assistance Operation Manager )
Axis Bank
Patna
07.2021 - 07.2022
Credit Officer-MSME(Business Banking Loan) Lap, BL
UJJIVAN SMALL FINANCE BANK
Bhagalpur
06.2018 - 06.2021
- Collaborated closely with team members to achieve project objectives and meet deadlines.
Retail Asset Operation
HDBFINANCIALSERVICES(HDFCBANKRETAILASSETDEPARTMENT)CPU
Kolkata-RETAILASSETDEPARTMENT
05.2016 - 06.2018
- Achieved cost-savings by developing functional solutions to problems.
- Maintained updated knowledge through continuing education and advanced training.
Education
Bachelor of Arts -
B.A.
Vidyasagar University01-2015
High School Diploma -
Begunia Kshetramohan Vidyapith-HigherSecondary
Begunia Kshetramohan Vidyapith01-2012
High School Diploma -
Begunia Kshetramohan Vidyapith-Madhyamik
Begunia Kshetramohan Vidyapith01-2010
Skills
- Credit analysis
- Risk assessment
- Financial reporting
- Regulatory compliance
- Data analysis
- Microsoft Excel
- Debt collection
Affiliations
PROFESSIONALCERTIFICATIONS
I am pursuing an MBA
Diploma in Computer Application - (Operating System
(Windows,Dos,Lenux)
APPLICATIONSOFTWARE
(Ms. Word, Excel, PowerPoint, Access, etc.) INTERNET
BasicComputerknowledge(DCA)
Andtallyaccountancy.inNIIT-76%)
Languages
Bengali
First Language
Bengali
Beginner
A1
English
Beginner
A1
Hindi
Beginner
A1
Custom
• MS Office: MS Word, MS Excel, MS PowerPoint, etc.
• Language Speaks: Hindi, Bengali, English, Odiya
• Language Read/Write: English, Bengali, Hindi
Custom
• PlayingCricket,Badminton
• Internetsocialsite
Declaration
I do hereby declare that above stated details are correct to the best of my knowledge and belief.
Timeline
Credit Manager MSME LOAN
Annapurna Finance PVT LTD(LAP & HOME LOAN )
07.2022 - Current
Operation Manager(Assistance Operation Manager )
Axis Bank
07.2021 - 07.2022
Credit Officer-MSME(Business Banking Loan) Lap, BL
UJJIVAN SMALL FINANCE BANK
06.2018 - 06.2021
Retail Asset Operation
HDBFINANCIALSERVICES(HDFCBANKRETAILASSETDEPARTMENT)CPU
05.2016 - 06.2018
Bachelor of Arts -
B.A.
High School Diploma -
Begunia Kshetramohan Vidyapith-HigherSecondary
High School Diploma -
Begunia Kshetramohan Vidyapith-Madhyamik
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