MALLIKARJUN HIPPARAGI

Loan origination attorney prepared

TEAM MEMBER, JP Morgan Chase & Co.

• Primarily responsible for processing loan transactions in commercial banking and commercial lending services across lines of business like Asset Wealth Management & Real Estate Banking.
• Handling Bilateral, syndication and participation loans and short term, long term loans etc
• Handling multiple collateral products i.e., Stocks, Bonds, Securities accounts, Savings & CD accounts on daily basis.
• Maintaining the record into the Loan System (ACBS & LIQ) to ensure all the collateral has been tracked to ensure the lien is perfected.
• Handling the Flood Insurance, US Mortgages, Title policy to ensure the lien of the Bank as part of Document Review Team. Responsible for Lien perfection for various LOBs to file UCC, UCC Amendments, UCC Continuations and Terminations. Handling the market exceptions with the help of various in-house applications.
• Reaching out to the Market/internal teams for the required document exceptions or loan related queries. Responsible for pledging the loan to Federal Reserve Bank in order to increase the pledge pool.
• Ensure that Security Interest/Lien is perfected on the collateral pledged by the Customer to the Bank is always maintained through appropriate lien perfection method depending on the type of collateral being pledged.
• Responsible for capturing Meta data for all legal loan documents as a part of commercial banking legal agreement to ensure FRBNY (Federal Reserve Bank of New York) guidelines are met by capturing key metadata elements in the loan documentations - Wholesale Loan Operations (WLO) - Commercial Banking as per the Fed Capabilities Assessment Letter issued in 2013.
• Manages and facilitates timely resolution of issues and ensure that SLAs are met and SOPs are up to date.

Docusign process knowledge

• Open the email and Review The Email from the client.
• Ensure That we Have to Review the Document to Begin the signing.
• Agree To Sign Electronically : Review The Client Discloser, and select the checkbox i agree to use electronic records and signatures.
• select continue to begin the signature process.
• IR Creations In deal works for creating Client Accounts.
• Docu Sign Process Knowledge

• Verity Global Solution PVT LTD (US Mortgage)
• Process name: Title and Settlement (Post Closings.
• Agreement, Docket report/Bailee letter, Grant Deed.
• Determining the validity of title search.
• Reviewing the deed of trust and CTC certificate for borrower name and address.
• Reviewing the tax statement.
• Reviewing Loan payment histories, preparing Escrow Package.
• Title and Netronline Tax search.
• Preparing ICD.

• Which involves handling trade products like Remittances, outward Remittances, Exports Bills
• Collection, Import Bills Collection, MTT Transaction, Letter of Credit (LC)
• BG (Bank Guarantee).
• In knowledge of Import, Export, ability to build new territories and expand opportunities towards the achievements of started targets, to lead, motivate and provide effective guidance toward team of professional support staff
• Handling Trade Related Products
• Import and Export Transactions
• Inward Remittance.
• Outward Remittance.
• Import Collection.
• In knowledge of capital market, investment banking, derivatives, account payable and receivable