MALLINATH ALLAGI
Summary
Knowledgeable and efficient Mortgage Loan Processor with 5 years of experience in financial and lending offices . Works exceptionally well in fast-paced environments driven by tight deadlines. Competent and knowledgeable in City.
Overview
5
5
years of professional experience
1
1
Certification
Work History
SENIOR SALES MANAGER HOME LOAN
ICICI HOME FINANCE
01.2021 - Current
- Maintained knowledge of loan products, underwriting, processing procedures and general guidelines.
- Met with applicants to obtain information for loan applications and answer questions about process.
- Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loans.
- Trained employees on branch operations and mortgage software such as PAS,APS,IDISBURSE...
- Built relationships with customers and community to establish long-term business growth.
- Achieved sales goals and service targets by cultivating and securing new customer relationships.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Developed and maintained relationships with customers, lenders and other third parties.
- Worked with underwriters to fix application problems and resolve issues.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Senior Sales Executive
HDB FINANCIAL SERVICES
04.2019 - 08.2020
- Developed and maintained relationships with customers, lenders and other third parties.
- Processed loan applications and monitored progress from start to finish.
- Explained very technical financial information to applicants in easy to understand language.
- Handled customer relations issues, enabling quick resolution, and client satisfaction.
- Maintained relationships with customers and found new ones by identifying needs and offering appropriate services.
Education
Bachelor of Engineering - Mechanical Engineering
SOLAPUR UNIVERCITY SOLAPUR
SOLAPUR06.2015
Associate of Science - Science Education
PUNE BOARD
DAYANAND COLLEGE SOLAPUR06.2011
Skills
- Business Growth and Retention
- Sales Techniques
- Rapport and Relationship Building
- Sales Tracking
- Financial Document Review
- Legal Flow Understand
- Financial Analysis
- Relationship Building
- Underwriting Knowledge
- Loan Disbursement
- Real Estate Knowledge
- Multitasking
- Payment Collection
- Property Evaluation
- Loan Underwriting
- LTV Calculations
Accomplishments
- Actively managed continuous pipeline ranging from 04-05 CR loans on average month
- 4 times Awarded in NATIONAL forum
Certification
MS Office
Languages
English
Advanced (C1)
kannada
Bilingual or Proficient (C2)
Timeline
SENIOR SALES MANAGER HOME LOAN
ICICI HOME FINANCE
01.2021 - Current
Senior Sales Executive
HDB FINANCIAL SERVICES
04.2019 - 08.2020
Bachelor of Engineering - Mechanical Engineering
SOLAPUR UNIVERCITY SOLAPUR
Associate of Science - Science Education
PUNE BOARD
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