Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Languages
Timeline
Generic

Malobika Dev Roy

Bangalore

Summary

Results-driven professional with 3 years of experience spanning Human Resources, Customer Support, and Debt Management. Proven ability to manage recruitment processes, enhance employee engagement, deliver high-quality customer service, and drive loan recovery targets. Skilled in communication, problem-solving, and maintaining accurate records using CRM and HR systems. Adept at working in fast-paced environments, ensuring customer satisfaction, and contributing to business process improvements.

Overview

3
3
years of professional experience
1
1
Certification

Work History

Debt Management Specialist

NAVI Finserv Pvt Ltd
Bangalore
01.2024 - Current

Managed and monitored overdue accounts to ensure timely recovery of EMIs and outstanding loan amounts.

Handled both soft and hard collections through calls, chats.

Coordinated with customers to understand repayment issues and offered suitable resolution plans.

Maintained accurate records of customer interactions, promises to pay (PTPs), and follow-ups.

Regularly achieved monthly recovery targets and maintained high customer satisfaction scores

Associate Customer supports

Tech Mahindra limited
Bangalore
02.2023 - 10.2023

Handling inbound and outbound customer calls/emails/chats.

Resolving customer queries related to products or services.

Providing technical or non-technical support based on project requirements.

Ensuring customer satisfaction and maintaining high service quality.

Updating CRM, AMSsystems with accurate call details and follow-ups.

Working with internal teams to escalate and resolve complex issues.

Meeting targets like response time, resolution time, and quality score.

HR Intern

First Steps Baby Wear Pvt. Ltd
Hosur
07.2022 - 08.2022

Assisted in recruitment processes including job postings, resume screening, and interview scheduling.

Maintained and updated employee records and HR databases.

Supported on-boarding process for new hires by preparing documents and orientation kits.

Participated in employee engagement initiatives and welfare activities.

Helped with attendance tracking and leave management.

Education

MBA - Finance And HR

Bangalore University
Bangalore
01-2022

B.com - Accounting And Finance

BANGALORE UNIVERSITY
Bangalore
01-2020

High School Diploma -

GOLAGHAT COMMERCE COLLEGE
Assam
01-2016

High School Diploma -

ST. MARYS HIGH SCHOOL
Assam
01-2014

Skills

  • Debt recovery
  • Account management
  • Loan servicing
  • Negotiation techniques
  • Payment processing
  • Customer relationship management
  • Conflict resolution
  • Data entry accuracy
  • CRM software usage
  • Call center operations
  • Problem solving
  • Effective communication
  • Time management
  • Active listening
  • Team collaboration
  • Debt recovery techniques
  • Debt restructuring
  • Collection strategies
  • Debt negotiation

Accomplishments

Achieved Bravo award in tech Mahindra limited

Achieved Best Team Award in tech Mahindra limited

Achievement Navi star Award 3 time in Navi Fintech Private Limited,

Certification

completed DRA certificate

Completed Advance Computer Literacy Program From Institute of Research and Documentation of Indigenous Studies (IRDI), Golaghat Assam.

Completed Training on Tally prime with GST.

Languages

Bengali
First Language
English
Advanced (C1)
C1
Assamese
Advanced (C1)
C1
Hindi
Advanced (C1)
C1

Timeline

Debt Management Specialist

NAVI Finserv Pvt Ltd
01.2024 - Current

Associate Customer supports

Tech Mahindra limited
02.2023 - 10.2023

HR Intern

First Steps Baby Wear Pvt. Ltd
07.2022 - 08.2022

MBA - Finance And HR

Bangalore University

B.com - Accounting And Finance

BANGALORE UNIVERSITY

High School Diploma -

GOLAGHAT COMMERCE COLLEGE

High School Diploma -

ST. MARYS HIGH SCHOOL
Malobika Dev Roy