Mamtha RM
Bengaluru
Summary
Operational Risk & Regulatory Reporting expert with 15+ years of experience driving risk governance, Basel III/3.1 compliance, and data quality frameworks across global banking and reinsurance institutions. Deep expertise in BCBS 239 implementation, PRA/ORX loss data reporting, and risk metrics architecture — including risk-tiering, threshold design, and control frameworks from design through regulatory attestation. Proven ability to lead cross-functional programs using Agile delivery and Azure DevOps, aligning Finance, Risk, and 1st Line stakeholders on complex regulatory deliverables. Builds scalable, insight-driven reporting solutions in Tableau and Power BI, transforming fragmented data into executive-ready MI. Committed to continuous evolution — applying AI tools (Copilot, Claude, ChatGPT) and Python to strengthen governance documentation, control testing, and regulatory analysis, with a growing focus on responsible and compliant AI adoption within regulated financial services environments.
Overview
15
15
years of professional experience
Work History
Senior Manager, OTCR Risk Reporting
Standard Chartered Bank
Bangalore
07.2022 - Current
- Managed Basel III regulatory reporting (STDF, Common Reporting, QIS) under PRA supervisory framework, ensuring full audit traceability for each submission cycle.
- Lead regulatory impact assessments and reporting-architecture redesign for the Basel 3.1 transition (effective Jan 2027), positioning the bank ahead of the upcoming regulatory deadline.
- Implemented a BCBS 239-aligned data governance framework and controls — completeness, accuracy, lineage, reconciliation, and regulatory attestation.
- Oversaw Operational Loss Data aggregation, validation, and submission to PRA, Bank of England, and ORX, enhancing data integrity and compliance.
- Provided OTCR Risk Metrics with insights, monitored trends, and escalated emerging risks to RFO and delegates, facilitating proactive risk management.
- Designed automated Tableau and Power BI dashboards integrating multi-source datasets for real-time, control-embedded regulatory MI, reducing manual reporting effort.
- Maintain governance documentation and evidence capture — report specifications, metric calculation logic, and Manual Adjustment Registry — supporting audit readiness and regulatory reviews.
- Align Finance, 1st Line, and senior leadership on regulatory policies and priorities, ensuring timely, audit-ready delivery.
- Manage delivery using Azure DevOps for sprint planning, backlog prioritization, and cross-functional coordination.
- Perform Non-Financial Risk (NFR) reporting and analysis, translating operational loss data and risk metrics into consolidated NFR insights for senior leadership and regulatory attestation.
Reporting Professional (Legal Entity Controller)
Swiss Re Global Business Solutions
Bangalore
06.2016 - 07.2022
- Delivered US GAAP quarterly reporting and NAIC statutory filings for reinsurance regulatory compliance, ensuring accuracy, completeness, and adherence to state insurance department requirements.
- Functioned as Legal Entity Controller for a US-based reinsurance entity, managing all aspects of finance controlling, including expense booking, accruals, prepaid amortization, intercompany reconciliation, and balance sheet substantiation.
- Prepared and presented the Legal Entity Accounting Package (LEAP) to the entity CFO each quarter, consolidating financial results, variance commentary, and key risk indicators; automated LEAP presentations using Power BI, enhancing data visualization and reducing manual preparation time.
- Managed reporting for Group Life and Health Reinsurance products, ensuring premium, claims, and reserve reporting met product-specific regulatory requirements and supported compliance.
- Led offshore transition of month-end, quarter-end, and annual close activities from Americas Hub, developing training materials and facilitating knowledge transfer to Bangalore team for operational continuity.
- Coordinated with Tax, FP&A, Investment, and Actuary teams to compile and validate financial results, ensuring alignment across functions before executive presentation.
- Collaborated with Group Internal Audit (GIA) on control testing and audit readiness, addressing findings to strengthen control environment for legal entity reporting.
- Core member of the IFRS 17 training committee, supporting organizational readiness for the GAAP-to-IFRS transition.
Senior Accountant
Akamai Technologies India Pvt Ltd
Bangalore
02.2014 - 06.2016
- Delivered monthly and quarterly actuals reporting with variance analysis across expense categories, supporting FP&A and leadership decision-making.
- Reviewed trial balance during month-end close to ensure accurate cost recognition and GL classification, contributing to reliable financial reporting.
- Coordinated with Corporate Services, HR, IT, Marketing, and Travel departments to facilitate accurate, timely monthly expense accruals, enhancing overall financial accuracy.
- Monitored Construction-in-Progress accounts, ensuring timely capitalization of assets in line with company policy.
Analyst
Société Générale Global Solution Center
Bangalore
07.2011 - 02.2014
- Managed cashflow forecasting for APAC bank accounts using MIE and Kondor Plus, ensuring accurate financial planning.
- Conducted aging analysis for accounts payable, receivable, and expenses during SOX audit, addressing inquiries from reporting teams to maintain compliance.
- Executed monthly Morse declarations and conducted sample audits to ensure accuracy and reliability of financial reporting.
- Coordinated with respective banks for non-functional currency cash out flows and placing deals for trading of currencies in Kondor +.
Education
MBA - Business Analytics
Dayanand Sagar University
Bengaluru01-2023
Bachelor of Commerce - Finance
PES
Bengaluru01-2011
Certification - Artificial Intelligence
Generative AI Leader Certification
Online07-2026
Skills
- Reporting & Governance: BCBS 239 Data Governance Regulatory Reporting US GAAP / IFRS / NAIC Statutory Reporting Risk Scorecard Impact Assessment Stakeholder Management Data Lineage & Reconciliation
- Data visualization tools: Tableau, Power BI
- AI Tools: Microsoft Copilot, ChatGPT, Claude
- Programming: Python
- Agile methodologies- ADO, whiteboard
- Reporting software: Axiom, Peoplesoft, SAP, Oracle
- MS Office Suite: Excel, Power Point, Word
Extracurricular Activities
Active member, Art of Living Foundation (Happiness Programme) Fun-committee member- Swiss Re Bangalore
Personal Information
Title: Operational Risk & Regulatory Reporting SME
Timeline
Senior Manager, OTCR Risk Reporting
Standard Chartered Bank
07.2022 - Current
Reporting Professional (Legal Entity Controller)
Swiss Re Global Business Solutions
06.2016 - 07.2022
Senior Accountant
Akamai Technologies India Pvt Ltd
02.2014 - 06.2016
Analyst
Société Générale Global Solution Center
07.2011 - 02.2014
MBA - Business Analytics
Dayanand Sagar University
Bachelor of Commerce - Finance
PES
Certification - Artificial Intelligence
Generative AI Leader Certification