Reading novels,skygazing,listening to music
MANASMITA PRIYADSRHINI
Banker
CHENNAI,TN
Summary
I JOINED ONE OF THE FINEST GOVERNMENT COLLEGE IN ODISHA,INDIRA GANDHI INSTITUTE OF TECHNOLOGY IN CHEMICAL ENGINEERING.I STARTED PREPARING FOR JOB AFTER A YEAR OF GRADUATION AND LANDED AS CLERICAL IN STATE BANK OF INDIA.THAT DIDN’T ENDED MY QUEST FOR A HIGHER RANK SO JUST AFTER COMPLETION OF SIX MONTH OF PROBATION I FINALLY JOINED AS PROBATIONARY OFFICER IN INDIAN OVERSEAS BANK THROUGH IBPS.I WAS POSTED AS ASST.MANAGER FOR 8 YEARS IN THREE BRANCHES OVER ODISHA. I WORKED AS MANGER SECOND LINE IN BRANCHES HANDLING ALL KIND OF ACTIVITES FROM ADVANCES TO FRONT DESK WORK FROM 2014-2021. IN 2021 I JOINED CHENNAI CENTRAL OFFICE AS MANGER IN DIGITAL BANKING DEPARTMENT.MY INVOLVES SOLVING COMPLAINTS RELATED TO ATM TRANSACTION.
Overview
12
12
years of professional experience
4
4
Languages
Work History
Manager Digital Banking Department
Indian Overseas Bank
10.2021 - Current
- IT support
- Co-ordinating and communicating the ATM related issues with branches
- Providing guidance and technical support for redressal of cash tallying and transactions in ATMs
- Providing doctrined proof for referral to internal ombudsmen as per RBI guidelines
- Managing fraudulent ATM transactions
- Assessed software needs of branch for easy troubleshooting by liaising with vendors, technicians and software experts
- Assigned and monitored work of vendors related to cash tally and ATM failed transactions
Manager Second Line
Indian Overseas Bank
07.2018 - 10.2021
- General banking operations/advance officer/second line manager
- General banking operations, managing all types of advances & retail loans, processing, disbursal, site visit, documentation and follow up
- Assessing & determining credit worthy customers for branch in peripheral regions
- Loans counselling and interaction with customers
- Complying with RBI statutory audit, revenue audit and credit compliance audit
- Scrutinising, compliance and reporting all high value transactions/ledger entries for monthly, quarterly and yearly closure activity
- Managing trade finance (letter of credits & bank guarantee)
- Managing cash credit facilities against (stock/properties/deposit) of customer
- ATM related issues of branch, cheque truncation systems
- Achievements: Received appreciation letter for 1% top performer of bank scoring 96.33 percentile
Manager Second Line
Indian Overseas Bank
06.2014 - 07.2018
- General banking operations/advance officer/second line manager
- General banking operations, loan procurement, loan processing, all type of documentation work of branch, customer dealing as front line officer, NPA recovery
- Identifying, addressing suspected loan account preventing from becoming NPA
- Successfully managing customers and branch during de-monetisation
- Addressing staff issues, supporting and working them as leader in branch during implementation of new software Finacle
- Achievements: Branch received number one position in jewel loan campaign in Bhubaneswar region
- Received appreciation for outstanding performance by scoring 90 marks in APAR
Asst.Manager(Prob)
Indian Overseas Bank
07.2013 - 06.2014
- General banking officers/banking operations (SB/CD/term deposits/NEFT&RTGS passing/ATM cards issue & activation/loan documentation processing)
- Branch achieved highest savings account opening acknowledgement during tenure
Special Assistant
State Bank of India
12.2012 - 07.2013
- General banking operations/cashier cum single window operator documentation
Education
CHEMICAL ENGINEERING - undefined
INDIRA GANDHI INSTITUTE OF ENGINEERING TECHNOLOGY
01.2006 - 1 2010
Skills
Operational skills
Training
- Credit Officer
- Finacle End Users Training
- Submissions of Business Proposals/Advance Management
Objective Or Summary
I joined one of the finest government college in Odisha, Indira Gandhi Institute of Technology in Chemical Engineering. I started preparing for job after a year of graduation and landed as clerical in State Bank of India. That didn’t end my quest for a higher rank so just after completion of six month of probation I finally joined as Probationary Officer in Indian Overseas Bank through IBPS. I was posted as Asst. Manager for 8 years in three branches over Odisha. I worked as Manager Second Line in branches handling all kind of activities from advances to front desk work from 2014-2021. In 2021 I joined Chennai Central Office as Manager in Digital Banking Department. My involves solving complaints related to ATM transaction.
Interests
Timeline
Manager Digital Banking Department
Indian Overseas Bank
10.2021 - Current
Manager Second Line
Indian Overseas Bank
07.2018 - 10.2021
Manager Second Line
Indian Overseas Bank
06.2014 - 07.2018
Asst.Manager(Prob)
Indian Overseas Bank
07.2013 - 06.2014
Special Assistant
State Bank of India
12.2012 - 07.2013
CHEMICAL ENGINEERING - undefined
INDIRA GANDHI INSTITUTE OF ENGINEERING TECHNOLOGY
01.2006 - 1 2010
Similar Profiles
A. SUBHAM PATROA. SUBHAM PATRO
Intern at INDIAN OVERSEAS BANKIntern at INDIAN OVERSEAS BANK
NIRANJAN SWAINNIRANJAN SWAIN
Credit Officer at Indian Overseas Bank, Credit Dept., Mangalore RegionCredit Officer at Indian Overseas Bank, Credit Dept., Mangalore Region
Sourav MajumderSourav Majumder
Credit Officer - Scale II at Indian Overseas BankCredit Officer - Scale II at Indian Overseas Bank
SAHIL SIDHUSAHIL SIDHU
Manager (Asset Recovery Branch) at Indian Overseas BankManager (Asset Recovery Branch) at Indian Overseas Bank
VISWANATHAN SVISWANATHAN S
Business Process Lead | AML Investigations & Compliance at Tata Consultancy ServicesBusiness Process Lead | AML Investigations & Compliance at Tata Consultancy Services