Manchala Surendranath Reddy
Bengaluru
Summary
Detail-oriented Rating Analyst with hands-on experience in credit risk evaluation, financial analysis, and rating methodology at Infomerics Valuation and Ratings Ltd. Skilled in financial modelling, ratio and cash flow analysis, and preparation of rating rationales across diverse sectors. Demonstrated ability to collaborate effectively with management teams, present analytical insights to committees, and ensure high-quality credit assessments aligned with regulatory standards. Finance professional prepared for this role with solid background in credit risk evaluation and financial analysis. Proven ability to support decision-making processes through meticulous assessment and insightful recommendations. Known for collaborative approach and adaptability, ensuring seamless integration with team dynamics and changing priorities. Skilled in financial modeling and risk assessment.
Overview
2
2
years of professional experience
3
3
Certifications
3
3
Languages
Work History
Rating Analyst
Infomerics Valuation and Ratings Ltd.
02.2024 - Current
- Conducted comprehensive credit assessments across manufacturing and infrastructure sectors.
- Analyzed audited financials to evaluate liquidity, profitability, and capital structure.
- Prepared detailed rating notes and presented analyses to the internal rating committee.
- Interacted with company management for qualitative insights into operations and strategy.
- Monitored existing ratings and tracked portfolio performance for periodic surveillance.
Intern – Management Trainee (Credit Rating)
10.2023 - 01.2024
- Supported analysts in preparing credit rating rationales and financial models.
- Analyzed industry risk factors, promoter profiles, and business strengths.
- Ensured data accuracy in rating models and contributed to rating presentations.
Education
Post Graduate Diploma in Management - Finance, Analytics Minor
Jagdish Sheth School of Management
Bengaluru01.2024
Bachelor of Technology - Electronics and Communication Engineering
SRM Institute of Science and Technology
Chennai07.2021
Skills
- Credit Risk Analysis
- Financial Modelling and Valuation
- Rating Methodologies for Bank Loan Ratings
- Ratio and Cash Flow Analysis
Financial analysis
Rating presentations
Industry risk assessment
Certification
Financial Modelling and Valuation – Udemy
Accomplishments
- Received internal recognition for timely completion of multiple rating assignments.
- Appreciated for analytical depth and structured rationale preparation.
Timeline
Rating Analyst
Infomerics Valuation and Ratings Ltd.
02.2024 - Current
Intern – Management Trainee (Credit Rating)
10.2023 - 01.2024
Bachelor of Technology - Electronics and Communication Engineering
SRM Institute of Science and Technology
Post Graduate Diploma in Management - Finance, Analytics Minor
Jagdish Sheth School of Management