I am an energetic self-starter with excellent analytical and organizational skills. I have extensive experience in the insurance industry, particularly in employee health and benefits. My focus is on client retention through innovative strategies and data-driven decision-making. I thrive on analyzing problems and developing streamlined solutions that maximize resource utilization, driving satisfaction and long-term partnerships
Overview
15
15
years of professional experience
Work History
Sr. Manager
Prudent Insurance Brokers Pvt. Ltd
Mumbai
07.2023 - Current
Managing client retention of Employee Benefits portfolio for large clients
Spearheaded retention strategies for a diverse portfolio of large corporate clients, ensuring continued satisfaction and long-term partnerships
Collaborated with cross-functional teams to deliver tailored Employee Benefits solutions, addressing client needs and driving consistent renewals
Monitored client engagement and proactively identified opportunities to enhance service offerings, resulting in a 100% improvement in retention rates
Conducted regular client meetings to review performance, resolve issues, and align benefits strategies with evolving business goals
Collaborate with all key internal functions to deliver best in class service to the clients
Focus on servicing existing client relationships and expanding the opportunities in the existing base
Identifying opportunities for new business generation
Offering technical support function to the Direct Sales Team in preparing RFQ and coordinating with placement team for quotes
Conduct Webinars for prospect and clients on key issue facing the industry or launching of new products
Demonstrate and drive Best Practices in Benefits Design, Risk Consulting & Analysis
Sr. Manager
Livlong Protection and Wellness Solutions Ltd
Mumbai
11.2022 - 06.2023
Contribute towards Data Analytics / Knowledge sharing of Claims experience with relevant stakeholders
Analysis of claims portfolio/risks on the basis of data
Monitor claims movement, claim reserve and manage Outstanding claims
Identifying opportunities for loss minimization to create value for customer/organization
Planning, implementation & co-ordination of home care Product initiatives for employee wellness
Coordinating assigned projects, initiatives & communications with Healthcare Partners to ensure program oversight, consistency & direction
Claims rejection review analysis
Claims query management
Delivery of simple and effective claims processes to ensure that the organization is achieving exceptional service excellence, which enhances the customer experience and increases customer retention and drives new sales growth
Sr. Manager – Key Account lead
MediAssist Insurance TPA Pvt. Limited
Mumbai
02.2021 - 11.2022
Delivery of simple and effective claims processes to ensure that the organization is achieving exceptional service excellence, which enhances the customer experience and increases customer retention and drives new sales growth
Designing, implementing and evaluating solutions to help employee them improve their overall health claims experience
Handling employee queries, troubleshooting issues related to Enrollment, Claims processing and Claim settlement
Planning and supervising changes and managing the daily operations of client service
Maintaining current knowledge of industry new developments, productions, and involvement in network - Recording statistics, performance levels and feedback of clients and preparing the reports
Methodical Closure of any new account, re-organizing the SLAs of Existing accounts, Updating of SLAs, T&C, etc
To HO/IT
Ensuring Hassle free delivery of agreed services to the corporate by effective coordination
Be a part of healthcare vertical as an offered array of Value Added Services for Employee Benefit Clients on
Identifying need for advanced healthcare/wellness services/ providers & onboarding to implement wellness programs for employees
Planning implementation & co-ordination of healthcare programs that benefit employee health & wellbeing
Identifying opportunities for loss minimization to create value for customer/organization
Contribute towards Data Analytics / Knowledge sharing of Claims experience with relevant stakeholders
Analysis of claims portfolio/risks on the basis of data
Monitor claims movement, claim reserve and manage Outstanding claims
Customer delight Excellence award
Promoted as Sr
Manager with one year
Deputy Manager – Operations (Employee Benefits)
WNS Global Services (P) Ltd
Mumbai
05.2018 - 02.2021
Working in partnership technical specialists with TPA and Insurer, make sure that claims are paid appropriately within the policy terms, understanding the medical impact in the context of reimbursement, and case management
Designing healthcare strategies, Product & initiatives for employee wellness
Guiding and supporting employers in designing, implementing and evaluating robust wellness strategies and programs
Managing broker and Insurer relationships
Interacting with peers to share experiences and challenges and brainstorm suitable solutions for clients both now and in the future
Be a part of healthcare vertical as an offered array of Value Added Services for Employee Benefit Clients on Pan-India basis
Planning implementation & co-ordination of healthcare programs that benefit employee health & wellbeing
Identifying need for advanced healthcare/wellness services/ providers & onboarding to implement wellness programs for employees
Coordinating assigned projects, initiatives & communications with Healthcare Partners to ensure program oversight, consistency & direction
Researching and suggesting continuous improvement strategies for the healthcare initiatives
Supervise, implement leadership & apply quality assurance & control methodologies throughout the healthcare operations
Excellence award claims handling
Assistant Manager
Apollo Munich Health Insurance Company Limited
01.2013 - 05.2018
Delivery of simple and effective claims processes to ensure that the organization is achieving exceptional service excellence, which enhances the customer experience and increases customer retention and drives new sales growth
Working in partnership technical specialists, make sure that claims are paid appropriately within the policy terms, understanding the medical impact in the context of reimbursement, and case management
Maintained a tab and check of the claim ratio of corporate clients
Manage and ensure compliance to schedule of standards
To implement wellness programs for corporate aiming to lift satisfaction levels
Maintaining TAT for appropriate reverts on issues
Being in touch with the clients by regular telephonic calls
Keeping up to date with the latest in customer service delivery principles
Providing policy knowledge, guidelines and process thru service presentation to corporate for smooth functioning throughout the policy period
Updating the client with latest industrial changes
Regular visits to clients help in building a strong relationship
Manager
Paramount Health Services (TPA) Pvt. Ltd
01.2010 - 01.2013
Retention of corporate/individual clients
Handling clients and corporate queries, troubleshooting issues related to Enrollment, Claims processing and Claim settlement
Review and analyze status of Claims, managing incoming claims and preparing status reports
Interacting with the internal department 24 X 7 for various issues in order to ensure a smooth and better functioning of the cashless system
Updating & sharing information about the policy to corporate by regular visits & service presentation from time to time
Attending queries by giving appropriate reply on phones & via e-mails related to mediclaim
Maintaining TAT while attending to escalation queries from insurance cos
/corporate
Ensuring that there are Zero issues leading to retention of clients
Taking initiatives in increasing the portfolio by maintaining good relations with Insurance co
/brokers leading to new business
Education
PGDM - Public relation & Advertising
Mumbai
01.2002
B. Com -
Mumbai
01.1997
H.S.C. -
Mumbai
01.1994
Languages
English
Hindi
Tamil
Marathi
Personal Information
Date of Birth: 12/31/76
Nationality: Indian
Marital Status: Married
Accomplishments
Customer delight excellence award for outstanding performance in client satisfaction.
Excellence award for claims handling during tenure at WNS Global Services.