Expert in predictive modeling and data visualization, driving data-driven decision-making and operational efficiency across departments. Committed to fostering collaboration and innovation in analytics.
Overview
12
12
years of professional experience
Work History
Head of Credit Risk
Angel One
Bangalore
11.2024 - Current
Elevated portfolio performance through the development of comprehensive risk models and the application of analytics by threefold.
Lead discussions with capital partners to align risk policy, basis onus platform scores.
VP Analytics
CREDIT VIDYA
Hyderabad
01.2019 - 11.2024
Led the data lake project, centralizing company performance data for easy retrieval and communication across departments.
Organized the data to ensure key metrics could be easily retrieved and communicated, fostering data-driven decision-making at all levels.
Built and led a team of 20 analytics and data science professionals, fostering a collaborative culture.
Drove organization-wide adoption of data-driven decision-making across product, marketing, support operations, and credit risk.
Spearheaded an ability vs. intent framework to analyze customer drop-offs, improving DIY conversion significantly.
Led initiatives that reduced Customer Acquisition Cost (CAC) from 2.5% to 1.2%, optimizing marketing ROI.
Improved operational efficiency of support operations by 50% through process optimization and automation.
Implemented Medallion Architecture for scalable, reliable data pipelines.
Championed Gen AI Text2SQL initiatives to automate complex data queries, accelerating insights.
Credit Analytics
FICO, AMEX, Kabbage & TCS
Hyderabad
06.2013 - 01.2019
Designed acquisition strategies for credit line products, including credit cards, small business loans, and personal loans.
Improved risk model accuracy by 25% and approval rates by 20% without increasing cost at American Express