MANISH ACHYUT DIVEKAR

• Joint Venture
• Fianancial restructuring
• Land Portfolio in gift city
• 1000 cr company
• Part of the core team.
• handled the initial application of raising AIF, jand finance of a big 10,000 crore company, along with land negotiation,
• pricing, and dealings,.

• Led planning and execution of mid-term and long-term growth strategies for Salesforce.
  Directed Sales Development team to generate pipeline aligned with revenue targets.
  Supervised Sales Programs team to enhance collaboration across Marketing, Channels, and Sales teams.
  Developed strategic long-term plans to achieve Global Leadership aspirations for India Operating Unit.
  Translated Long Range Plans into actionable execution plans, including capacity planning and quota setting.
  Supported sales teams with rigorous progress tracking towards revenue goals and objectives.
  Drove sales growth in Banking and pharma sectors through effective Go to Market strategies.
  Achieved results by fostering creativity, diligence, and teamwork in all initiatives.

• Reconciled all import and export transactions with banks to facilitate settlement of proceeds.
• Guided startup enterprises regarding benefits and subsidies for new ventures.
• Aligned team efforts for recovery of outstanding bills over 180 days.
• Reviewed financial data from business entities to ensure accuracy and availability.
• Consolidated investment data into concise reports for management review.
• Monitored performance of investments and communicated updates to stakeholders.
• Conducted financial analyses, generating accurate periodic reports with insights.
• Developed dashboards displaying Key Performance Indicators with in-depth variance analysis.

Provided consultancy for business loans, insurance, stocks, equity, and investments.

Established professional consultancy services in banking and finance, preparing documents for retail and business loans.

Advised clients on insurance options and mutual fund investments.

Operated as DEMATE sub-broker, facilitating trading and equity investments.

Coordinated CSR initiatives at major trusts with industrial and local entities.

Designed and implemented trust projects for CSR purposes, ensuring compliance with trust deeds.

Created affiliate marketing sites and portals to enhance digital presence and outreach.

• Utilized digital marketing skills to effectively scale all consultancy activities.

Led Operations as AVP in Surat, managing Compliance and KYC to achieve 60% cross-sell rate.

Implemented Project Lakshya within six months, enhancing operational efficiency.

Oversaw large branch operations, including Credit Forex, Service Branch, Agri, and Retail Forex, while achieving a deepening rate of 96%.

• Established benchmarks in IPG, core balances, and overall growth as AVP and Branch Head at Navagam Branch.
• Achieved extraordinary rating of MP+++ for branch performance.

Received recognition and facilitated in R & R at Kuala Lumpur for outstanding contributions.

Selected for prestigious management training at IIT Mumbai, enhancing leadership skills.

Oversaw compliance and KYC operations in Surat, achieving 60% cross-sell rate.

Implemented Project Lakshya within six months, enhancing operational efficiency.

Managed large branch operations encompassing credit, forex, service, agriculture, and retail forex.

• Sustained deepening at 96% by optimizing service delivery across all branches.

Enhanced CASA base, CDAB, MDAB, and revenue through personal investment and business banking services.

Oversaw administration of standalone branch with 40 staff members, including SME, RAC, forex operations, and sales teams.

Managed compliance and KYC processes as AVP and operations head in Surat, achieving 60% cross-sell rates.

Implemented Project Lakshya within six months to drive operational efficiency.

Directed operations for large branch managing credit forex, service branch, agriculture, and retail forex, maintaining a deepening rate of 96%.

• Launched new branch at Katargam Metro (SURAT) as AVP and Branch Head, elevating business to 17 crore in first year and achieving revenue break-even point

• Company Overview: a Private Sector Bank
• A Private Sector Bank

• Managed all aspects of sales and credit operations at Valsad branch.

Managed credit portfolio for Scale IV Branch, driving significant growth in SME advances.

Oversaw NPA management, enhancing credit health recognized as a key growth driver.

Conducted proposal scrutiny to maintain robust credit quality and compliance with control returns.

Analyzed borrower risk through credit risk ratings, proposing effective mitigation strategies.

Prepared monthly monitoring reports for large value accounts, leading slippage prevention meetings.

Monitored branch performance in credit portfolio, ensuring alignment with strategic goals.

Mapped client needs while cross-selling asset and liability products to boost profitability.

Coordinated with auditors to ensure thorough audits of asset portfolios and compliance.

• Implemented MBB and staff management strategies to enhance operational efficiency.
  Coordinated staff activities to improve team collaboration and performance.
  Managed canvassing efforts for NRI deposits at Bardoli NRI Centre.
  Oversaw rural branch management to ensure service quality and customer satisfaction.

• Executed basic banking operations while providing excellent customer service.
  Identified potential customers and promoted services effectively.
  Maintained accurate transaction records to ensure operational integrity.