- ENGLISH
MANISH CHALKE
Bhayander, Thane
Summary
Analyzed financial statements and credit histories to evaluate loan applications and make credit decisions. Managed collection process for delinquent loan accounts. Provided excellent customer service to clients, answering inquiries in a timely and professional manner.
Overview
2026
2026
years of professional experience
Work History
Operations Executive
Indian Institute of Banking Personal Selection (IBPS)
2009 - 2010
- Contributed at Indian Institute of Banking Personal Selection (IBPS) for one year in operation as contract basis during SYBCOM.
Business Development Executive
HBL INDIA PVT LTD for HDFC Bank LTD
07.2013 - 07.2015
- Served in HBL INDIA PVT LTD for HDFC Bank LTD in retail assets for Auto Loan/Used Car loan
Business Development Executive
HDB FINANCIAL SERVICES
07.2015 - 04.2016
- Functioned as BDE in HDB Financial Services concentrated on PL, BL, HL & LAP through open market from July 2015 to April 2016.
Relationship Manager
ICICI BANK LTD
05.2016 - 08.2022
- Engaged with clients in ICICI BANK LTD as Relationship Manager for Personal Loan in Retail Assets
Deputy Sales Manager
YES BANK LTD
08.2022 - 11.2023
- Functioned as Deputy Sales Manager overseeing Personal Loan segment within Retail Assets
Deputy Sales Manager
AXIS BANK LTD
11.2023 - 09.2024
- Functioned in Axis Bank Ltd as Deputy Sales Manager managing personal loan portfolios in retail assets
Associate Manager
Jugyah Real Easte Pvt Ltd
01.2025 - 06.2025
- Contributed expertise as Associate Consultant for PL, BL, HL & LAP within Jugyah Real Estate Pvt Ltd.
Business Manager
TENB Fintech Private Limited ( AMBAK )
06.2025 - Current
- Directed business initiatives for PL, BL, HL & LAP at TENB Fintech Private Limited (AMBAK) beginning in June 2025
Education
Bachelor of Commerce - ApriI 2011
Mumbai Board
Mumbai H.S.C -
Mumbai Board
Mumbai 02.2008
S.S.C -
Mumbai Board
Mumbai 03.2006
Skills
- Loan underwriting expertise
- Financial analysis skills
- Application review
- Compliance with lending regulations
LANGUAGES
- HINDI
- MARATHI
Disclaimer
I hereby declare that the above-mentioned particulars are true to the best of my knowledge and Belief.
Timeline
Business Manager
TENB Fintech Private Limited ( AMBAK )
06.2025 - Current
Associate Manager
Jugyah Real Easte Pvt Ltd
01.2025 - 06.2025
Deputy Sales Manager
AXIS BANK LTD
11.2023 - 09.2024
Deputy Sales Manager
YES BANK LTD
08.2022 - 11.2023
Relationship Manager
ICICI BANK LTD
05.2016 - 08.2022
Business Development Executive
HDB FINANCIAL SERVICES
07.2015 - 04.2016
Business Development Executive
HBL INDIA PVT LTD for HDFC Bank LTD
07.2013 - 07.2015
Operations Executive
Indian Institute of Banking Personal Selection (IBPS)
2009 - 2010
Bachelor of Commerce - ApriI 2011
Mumbai Board
H.S.C -
Mumbai Board
S.S.C -
Mumbai Board
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