MANISH TALREJA
Indore
Summary
Dynamic professional in search of a role that utilizes expertise in resourcefulness, innovation, and adaptability to promote career advancement. Demonstrated capability in executing strategic solutions that improve productivity and efficiency. Key strengths encompass problem-solving, project management, and collaboration across various functions. Dedicated to advancing organizational success through creative approaches and adaptable thinking.
Overview
10
10
years of professional experience
Work History
Credit Manager
Kotak Mahindra Bank Limited
Indore
09.2022 - Current
- Evaluated financial data to assess risk levels in credit extension.
- Developed strategies to manage delinquent accounts and reduce overall portfolio risks.
- Reviewed customer financial statements, credit ratings, and other information to determine creditworthiness of potential customers.
- Monitored economic trends and industry developments to proactively adjust credit policies.
Credit Relationship Manager
HDB Financial Services Limited
Indore
04.2019 - 08.2022
- Evaluated and recommended credit applications based on thorough financial analysis, and risk assessment.
- Reviewed current industry trends and changes in regulations affecting the credit process.
- Identified possible issues with credit systems and monitoring by streamlining processes ahead of time.
- Performed regular reviews of customer accounts in order to identify potential risks or opportunities for improvement.
Senior Credit & Operation Executive
Cholamandalam Investment and Finance Company
09.2018 - 04.2019
- Coordinated with vendors to ensure timely delivery of products or services.
- Developed and implemented operational procedures to ensure quality standards are met.
- Prepared detailed reports summarizing customer profiles, risk assessments, and recommendations for approval and denial of new lines of credit.
- Submitted delinquent accounts to collections department, credit team and outside resources.
Senior Relationship Executive
Indusind Bank
10.2014 - 02.2018
- Regularly interacted with designated accounts to keep lines of communication open and maintain steady income.
- Enhanced sales volume through skilled support to both new and inactive customers.
- Established new accounts and serviced existing accounts maintaining professional relationships.
- Resolved customer complaints regarding sales and service.
Education
MBA - Banking And Finance
Jain University
Bengaluru08-2023
Bachelor of Commerce - Computer
Devi Ahilya Vishav Vidhalaya University
Indore12.2011
High School Diploma -
Madhya Pradesh Board of Secondary Education
Indore12.2007
10th -
Madhya Pradesh Board of Secondary Education
Indore12.2005
Skills
- Effective Communication Skills
- Attentive Listening Proficiency
- Team Leadership Experience
- Strategic Solution Development
- Self-motivation
- Risk assessment
Extracurricular Activities
Took Part in Various Cultural Activities, Quiz & Sports Competitions.
Disclaimer
I hereby declare that All the Information Given by me is true to Best of My Knowledge.
Languages
- English
- Hindi
- Sindhi
Personal Information
- Father's Name: Mr. Prakash Talreja
- Date of Birth: 11/20/90
- Gender: Male
- Marital Status: Single
Accomplishments
- Recognized as the Best Credit Manager in Central India for the year 2024.
- Recognition for the top sales employee at IndusInd Bank in 2015.
Timeline
Credit Manager
Kotak Mahindra Bank Limited
09.2022 - Current
Credit Relationship Manager
HDB Financial Services Limited
04.2019 - 08.2022
Senior Credit & Operation Executive
Cholamandalam Investment and Finance Company
09.2018 - 04.2019
Senior Relationship Executive
Indusind Bank
10.2014 - 02.2018
MBA - Banking And Finance
Jain University
Bachelor of Commerce - Computer
Devi Ahilya Vishav Vidhalaya University
High School Diploma -
Madhya Pradesh Board of Secondary Education
10th -
Madhya Pradesh Board of Secondary Education
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