Manisha Malik

Project: SRDE Transformation for Credit Risk Assessment in Bank Acquisition

Description: To analyze and implement the SRDE transformation as part of the credit risk management process during the acquisition of one bank by another bank. The transformation will focus on risk assessment, identification of credit risk exposures, and integration of deposit insurance in the new structure.

• Extract, clean, and analyze data using SAS tools to generate insights and reports.
• Automate tasks with SAS macros and optimize code for efficient data processing.
• Ensure data accuracy, optimize program performance, and maintain regulatory compliance.

Project 1: Credit Card Consumption Analysis

Description: Performed customer segmentation and risk profiling using SAS. Identified spending patterns and default risks through clustering and logistic regression. Enabled data-driven decisions for marketing and credit management.

Project 2: Fraud Detection in Banking Transactions

Description: SAS-based fraud detection model to analyze transaction patterns, identify anomalies, and classify fraudulent activities.

• Cleaned and prepared large-scale credit card transaction data using SAS
• Generated analytical reports using Base SAS and SQL to support decision-making.
• Identified key behavioral and financial predictors of credit risk and built logistic regression models to predict defaults.
• Conducted rigorous data quality checks using PROC MEANS and PROC FREQ to identify anomalies.

• Managed E-commerce site, addressing all requirements and personally designing features.
• Resolved all development issues related to designed websites, ensuring optimal functionality.