Maniveldurai Shanmugam
Loan Processor
Vellakovil,Tiruppur District
Summary
Accurate and efficient Loan processor with 4+ experience. Skilled and evaluating financial documents and client interaction. Seeking to increase efficiency and accuracy at stadrand mortgage loans.
Overview
4
4
years of professional experience
5
5
years of post-secondary education
1
1
Certificate
2
2
Languages
Work History
Mortgage Loan Processor
Analyst
chennai
07.2020 - 06.2022
- Understanding the domain about mortgage concept in USA and doing Indexing Pre-underwriting process for Residential Properties.
- Need to pre-underwrite the US mortgage loans before submitting to underwriting
- Working in Client’s Desktop to keep the borrower’s information as confidential.
- Allocating volumes to the colleagues.
- Ensuring that the files are delivered as per the client requirement basis within the TAT.
- Sending the Production and Error report.
- Taking process training and clarify the doubts for newcomers.
Mortgage Loan Closer
Process Associate
Coimbatore
01.2018 - 06.2020
- Completed post-closing quality control evaluations of originated mortgage loans.
- Vast exposure to Conventional, VA Fixed, VA IRRRL and FHA Loans.
- Prepared and reviewed buyer, seller, HUD and other transaction documents.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Produced and submitted completed loan packages to title and escrow professionals. Verified credit histories, personal references and employment backgrounds for each applicant.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Prepared loan packages and closing instructions for bank employees.
- Checked accuracy and completeness of all paper.
- Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.
Education
GED -
Bharat Matriculation School
Vellakovil 03.2009 - 03.2010
Associate of Arts - Accounting And Computer Science
Kongu Vellalar Matriculation Hr Sec School
Vellakovil 06.2010 - 03.2012
BCA - Accounting And Computer Science
RVS College of Arts & Science
Coimbatore 06.2012 - 03.2015
Skills
Pre underwirting mortgage loan
Post closing mortgage loan
Conventional,government loans,FHA & VA guidelines
Review on credit report,appraisal,paystubs,Tax returns,Insurance certification,etc in
Preparation of closing disclosures,post closing records
Cash flow analysis (From 1084) & 10O3 URLA Application
Knowledge on DU findings, DTI,LTV,CLTV
Working with MS excel & vlooup
Application preparation
Appraisal compilation
Financial document review
Processing procedures
Information Verification
Legal compliance
Created reports
Contract finalization
Training and Development
Multitasking Abilities
Planning and Coordination
Attention to Detail
Problem-Solving
Certification
Zero error perfomer award
Timeline
Zero error perfomer award
06-2021
Mortgage Loan Processor
Analyst
07.2020 - 06.2022
Mortgage Loan Closer
Process Associate
01.2018 - 06.2020
BCA - Accounting And Computer Science
RVS College of Arts & Science
06.2012 - 03.2015
Associate of Arts - Accounting And Computer Science
Kongu Vellalar Matriculation Hr Sec School
06.2010 - 03.2012
GED -
Bharat Matriculation School
03.2009 - 03.2010
English,tamil
I can speak english very well.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Top performer of the june month 2021
I was rewarded for giving 100% attendance and zero error performer award.
Quote
If you really look closely, most overnight successes took a long time.
Steve Jobs
English,tamil
I can speak english very well.
Top performer of the june month 2021
I was rewarded for giving 100% attendance and zero error performer award.