Manjunath PB

• Manage daily cash application, ensuring correct and prompt posting of payments in SAP and Oracle ERP.
• Reconcile ACH, wire, credit card, and check payments while keeping compliance.
• Coordinate with the billing and collections teams to resolve discrepancies and optimize cash flow.
• Investigate and resolve unapplied cash, short payments, and account mismatches.
• Prepare monthly KPI reports, aging reports, and ad-hoc financial analyses for leadership.
• Support internal and external audits with documentation and process clarity.
• Conduct bank reconciliations, identifying and correcting discrepancies.
• Track customer deductions, and maintain an updated deduction tracker for review and reconciliation.

• Supervised the cash application process, including disputes, and refunds.
• Managed wire payments, auto-matching, and invoice applications in Oracle JDE Edwards ERP.
• Manage daily cash application, ensuring correct and prompt posting of payments in Oracle JDE Edwards ERP.
• Reconcile ACH, wire, credit card, and check payments while keeping compliance.
• Managed escalations, debit/credit memos, and NSF transactions.
• Trained and mentored new hires, ensuring process quality and productivity.
• Performed regular quality checks, and documented preventive measures for recurring issues.

• Generated unique DUNS numbers and provided credit reports to clients.

1. Data Collection and Verification: Gather financial data from reliable sources (banks, trade references, public filings, company statements, payment history, etc.).
• Verify the authenticity of the information before using it.
• Ensure that the data is current and relevant to the reporting period.

2. Analysis and Credit Scoring: • Assess a company's or individual's creditworthiness based on: • Payment history, • Outstanding debts, • Financial ratios (e.g., debt-to-equity, liquidity), • Industry risk, and market conditions. • Apply standardized credit scoring models or risk-rating systems.

3. Report Compilation: Present findings in a structured and clear credit report format.
• Include: • Identification details (company name, registration, address), • Summary of credit score or rating, • Detailed financial performance, • Payment history and defaults, • Risk assessment and recommendations, • Ensure the report is free from errors and misleading information.