I am a Deputy Vice President of Risk Process and System Automation at Bandhan Bank, with over 17 years of experience in the banking and finance industry. I hold JAIIB and CAIIB credentials from the Indian Institute of Banking and Finance, and have a PGDM in systems and marketing from BIMM, Pune.
My core competencies are Lead and manage regulatory reporting team, Plan and execute regulatory reporting requirements , review the policy and procedures on Regulatory and Financial Reporting of regulatory report , designing and implementing complex banking solutions, especially in risk management, ALM, audit, and regulatory reporting.
I also have strong skills in agile project management, business analysis, and data analytics. In my current role, I oversee the implementation of capital computation, liquidity management, analytical models, and data analytics for the risk function. In my previous roles, I have established and led a Center of Excellence for Enterprise Analytics across Indian Bank, developed and deployed business intelligence tools and products, and built a big data technology stack using Hortonworks. I have also implemented LOS, migrated CBS, and automated regulatory reports.
My mission is to leverage my technology background and knowledge of banking processes to understand the problem statements of stakeholders and collaborate effectively in solving banking problems through technology. I also have fair knowledge and experience in data governance and operational risk management. My goal is to contribute to the digital transformation and innovation of the banking industry, and to deliver value and impact to the customers and the organization.
Established a new vertical Analytics Center of Excellence (ACoE).
Defined Infrastructure and tools to be used in alignment with the Bank policy.
Built a team of data engineers , data scientists, data modelers and data visualizers.
Leveraged data and analytics to drive business decisions of the Bank.
Identified opportunities and prioritize them by complexity,
Designed and implemented a Data quality and assurance process
Organized, stored and analyzed strategic, operational and production data.
Designed, developed and maintained data warehouse and other repositories.
Designed a Big data solution on Hortonworks sandbox to process 17 TB of transactional data from various sources,
Oversaw the management and flow of data throughout its lifecycle.
Managed data governance strategies, practices and requirements.
Lead and managed regulatory reporting team, Planned and executed regulatory reporting requirements.
Review policy and procedures on Regulatory and Financial Reporting of regulatory reports.
Engagement with key personnel of Credit Risk, Market Risk & Operational Risk management teams and analysis of Basel norms. Map the requirements and design solution for RWA computation.
Automation of 100 key Risk indicators.
Designed and implemented the ALM and FTP system.
Defined the data strategy, designed data architecture and implemented a Centralized MIS Solution.
Designed ETL workflows, BI and analytics solution and integration with Centralized data repository.
Analyzed the RBI white paper on ADF, teamed up with SPOC from all business departments to map, designed and develop 70 regulatory reports in an automated mode
Designed, implemented and maintained the first MIS System, for Allahabad Bank.
Coordinated with various business departments to understand their MIS requirements, analyzed available sources of data, and integrated them to Centralized data repository.
Collaborated with Central migration team and branch heads of 50 branches of Bhagalpur zone to understand data requirement for migration to TCS B@ncs core banking system and extract data from TBM branch servers located at distributed locations.
Managing applications, data and report for multiple systems for branches and offices of Bhagalpur zone.
Understand reporting requirement of Zonal departments and develop reports.
Plan and procure IT infrastructure for all 50 branches of the Zone
Lead and manage teams,
Plan and execute complex data driven projects
Large Data Migration Strategy
Review and comprehend regulatory policies and financial reporting
Management Committee and Board Committee Meetings and Presentations
Stakeholder Engagement
Creative thinking
Leveraging data and analytics to drive business decision
Risk systems and process automation
IT Risk and BCP
Agile - Certified Scrum Product Owner (CSPO) by Scrum Alliance
Banking -Certified Associate of Indian Institute of Bankers (CAIIB)
Credit - Certificate in Credit Management by National Institute of Banking Management
Banking Tech - Certificate in training on Automated Data Flow by Institute for Development & Research in Banking Technology (IDRBT).