Manoj Kumar
Agra
Summary
Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviours. Looking to bring further success to a company through excellent attention to detail, and a keen understanding of regulatory procedures.
Overview
3
3
years of professional experience
Work History
Credit Processing Associate
protium finance ltd
Agra
02.2025 - Current
- Reviewed past-due accounts to contact customers to establish payment plans.
- Calculated, prepared, and issued bills, invoices, account statements, and settled the bill of the vendor on a monthly basis.
- Checked figures, postings, and documents for correct entry and mathematical accuracy in financial projections.
- Accepted, documented the login of EEG-LAP issued query over the mail.
- Performed credit reviews on corporations to assess financial conditions and recommend cases to the credit manager and senior credit manager.
- Maintained compliance with applicable regulations and laws governing consumer credit.
Credit Executive
Axis bank Ltd
05.2022 - 09.2023
- Reviewed past-due accounts to contact customers to establish payment plans.
- Calculated, prepared, and issued bills, invoices, account statements, and settled the bill of the vendor on a monthly basis.
- Utilized Perfios, Finnone, and Finacle to perform calculations and produce documents.
- Checked figures, postings, and documents for correct entry and mathematical accuracy in financial projections.
- Accepted, documented the login of working capital, CGTMSE, LAP, OD, and issued a query over the mail.
- Performed credit reviews on corporations to assess financial conditions and recommend cases to the credit manager and senior credit manager.
- Maintained compliance with applicable regulations and laws governing consumer credit.
Education
SEBI INVESTMENT AWARENESS TEST - Finance
NISM
Agra05-2025
MBA - Finance and IT
Dr. A.P.J Abdul Kalam Technical University
Agra11-2024
Bachelor of Science - PCM
DBRAU
Agra01.2015
Skills
- Analytical and logical skills
- Experienced with Finn One and LMS software
- Financial statement analysis
- Effective communication
- Underwriting support
- Power BI
- Collateral evaluation
- SQL knowledge
- Problem-solving abilities
- Critical thinking
- Data analysis
- Financial Markets Understanding
- Adaptability
- Advanced Excel
- Cam preparation
Languages
Hindi
First Language
English
Advanced (C1)
C1
Timeline
Credit Processing Associate
protium finance ltd
02.2025 - Current
Credit Executive
Axis bank Ltd
05.2022 - 09.2023
SEBI INVESTMENT AWARENESS TEST - Finance
NISM
MBA - Finance and IT
Dr. A.P.J Abdul Kalam Technical University
Bachelor of Science - PCM
DBRAU
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