Manoj Sasidharan
Chief Business Officer – FinTech & Inclusive Finance
Trivandrum
Summary
Seasoned financial-services and fintech leader with 20+ years of hands-on experience across wealth management, retail banking, remittances and inclusive-finance start-ups. Proven track record of building and scaling businesses, driving top- and bottom-line growth, forging strategic partnerships and leading result-oriented transformations in India and the Gulf. Pragmatic operator with strong P&L ownership, go-to-market execution, policy formulation and high-performance team leadership (50 – 60 members).
Overview
26
26
years of professional experience
3
3
Certifications
3
3
Languages
Work History
Independent Financial & Life-Skills Mentor
Western Philosophy Enthusiast
09.2023 - Current
- Deliver workshops blending financial literacy with practical life-skills and classical philosophical insights.
- Engaged corporates (like Cognizant Technology Solutions) and universities (like Kerala University) audiences.
Founder & Director
Boxop Solutions India (P) Ltd
03.2016 - 10.2023
- Launched digital & retail financial services platform for under-served semi-urban and rural markets via trained Micro-Entrepreneurs.
- Secured KSIDC seed funding; registered with Startup India.
- Scaled from 125 pilot outlets (2017) to statewide network; partnered with Akshaya Centres.
- Designed Covid-care product benefitting 1,500+ families; led fundraising, operations and stakeholder engagement.
- B2B Retail Service Aggregator
Associate Director – Business Development
AM Abacus Group (Prayama Business Solutions)
06.2015 - 02.2016
- Built sales organisation from ground up; drove ~₹100 Cr annual turnover.
- Boosted monthly billings by 55 % and launched operations in India & China.
Head – Expat Services | Deputy Head – Non-Resident Services | Investment Counsellor
Bank Muscat S.A.O.G
07.2006 - 06.2015
- Managed USD 25 M UHNW portfolios; expanded remittance business to USD 10 Bn (CAGR 19 %).
- Opened new remittance corridors and negotiated fee-sharing agreements.
Citigold Wealth Manager
Citibank N.A.
04.2005 - 06.2006
- Raised Pondicherry Citigold to #1 wealth-advisory rank; +INR 5 L revenue per client.
Management Trainee → Business Development Manager (Mortgages)
HDFC Ltd
05.2000 - 04.2005
- Advised HNW clients on real-estate investments; consistently exceeded sales targets.
Education
Certificate in Business Excellence (PGBM) -
Columbia Business School
Columbia University, NY01.2015
MBA - undefined
Institute of Management, University of Kerala
01.2000
B.Tech - Mechanical Engineering
College of Engineering, Trivandrum
University of Kerala01.1997
Skills
- Strategy, Policy & Business-Model Design
- P&L Management, Revenue & EBITDA Growth
- Wealth Management & UHNW / HNW Client Servicing
- Retail Financial Services & Mortgages
- Financial Inclusion (Rural / Semi-urban) & SHG Engagement
Websites
Accomplishments
- Founded and scaled Boxop into a recognised rural-finance enterprise with state funding & public-sector partnerships.
- Piloted and commercialised financial-services platform reaching thousands of under-served households.
- Led 50 – 60-member multi-disciplinary teams across PAN-India deployments.
- Delivered sustained growth in wealth-management market share among UHNW & HNW segments.
Certification
SEBI RIA
Interests
Financial inclusion, Social entrepreneurship, Grass-roots capacity building, Life-skills training, Applied classical philosophy, Mentoring young entrepreneurs
Timeline
Citibank Certified Insurance Counselor
05-2026
Independent Financial & Life-Skills Mentor
Western Philosophy Enthusiast
09.2023 - Current
SEBI RIA
06-2023
Founder & Director
Boxop Solutions India (P) Ltd
03.2016 - 10.2023
Associate Director – Business Development
AM Abacus Group (Prayama Business Solutions)
06.2015 - 02.2016
Head – Expat Services | Deputy Head – Non-Resident Services | Investment Counsellor
Bank Muscat S.A.O.G
07.2006 - 06.2015
Citibank Certified Investment Counselor
04-2005
Citigold Wealth Manager
Citibank N.A.
04.2005 - 06.2006
Management Trainee → Business Development Manager (Mortgages)
HDFC Ltd
05.2000 - 04.2005
MBA - undefined
Institute of Management, University of Kerala
B.Tech - Mechanical Engineering
College of Engineering, Trivandrum
Certificate in Business Excellence (PGBM) -
Columbia Business School
Openness
Available for advisory roles, board positions, mentoring & project leadership