Hi, I’m
MANOJ VK
ERANAKULAM
Summary
Accomplished Sr: Legal Manager with a proven track record at HDFC Bank Ltd, with more than 19 years of corporate, legal and financial expertise. Adept at handling legal activities related to various loan types and managing NPA accounts. Proven track record of effectively utilizing legal resources for debt collection, attending courts, and initiating legal actions against delinquent customers. Skilled in executing warrants, conducting conciliation camps, and reducing the cost for recovery. Possesses extensive knowledge of legal laws, finance, and economy. Adept at leading teams, problem solving, and driving success. Seeking leverage expertise as Head of Legal in Thrissur to drive positive outcomes and contribute to the organization's success.
Overview
6
years of professional experience
Work History
IDBI Federal Insurance Co: Ltd
Relationship Manager
06.2010 - 02.2011
Job overview
- Key responsibility for to co ordinate the staffs of IDBI Bank and Federal bank of Kasargod and Kanjangad for to enhance the Life Insurance and investment products through Bank
- Handling investment portfolio of IDBI FEDERAL at Kanjangad and Kasargod Responsible for conducting meetings and fixing targets Resolving customers Grievances through proper communication and personal interaction
- Handled Five Federal Banks and IDBI Bank in Kasargod.
Reliance Life Insurance Company Ltd
TPD Manager
01.2009 - 05.2010
Job overview
- Handled Reliance Money Calicut for to investment Manage the channel network of Reliance Money and other Channel partners of Malappuram, Calicut and Wayanad Recruiting training and motivating the PFC’s Handling PFC’s of three districts
Calicut
Junior Advocate
09.2004 - 06.2009
Job overview
- Practiced in Family Court, Consumer Court, Labour Court, Civil Courts and Criminal Courts
HDFC Bank Ltd
Senior Manager, Legal
02.2011
Job overview
- Handling Legal Activities in connection with Car Loan, Commercial Vehicle loan, Personal Loan, Business Loan, Home Loan, LAP, Credit Card, Consumer Durable and Two Wheeler Loans
- Working as supporting function for collection team through legal recourses including SARFAESI, DRT, Sec 138, Conciliation.
- Etc Attending courts and giving evidence in connection with the cases filed by the Bank
- Responsible for issuing notices and initiating legal activities against delinquent customer’s including SARFAESI proceedings, DRT, Arbitration, Sec 138 proceedings, Sec 25C proceedings, filing Execution petitions and attending police complaints..etc Executing Warrant of Arrest against the customers in Sec 138 matters
- Executing warrant of arrest and attachment orders Against the customers in execution petitions filed by the Bank through Court Ameen and Police Assistance
- Obtaining Bye- Hand warrants in Sec 138 matters and executing the same against customers Tracing out property details of the customers through vendors and ensuring that the order for attachment of the asset of the customer is obtained on a timely basis
- Conducting Conciliation Camps and Adalath on delinquent accounts and ensuring that cost of recovery is reduced
- Monitoring and Managing NPA accounts, initiating SARFAESI action, drafting demand notices under Sec 13(2), Taking possession of secured assets, taking orders under Sec 14 for taking actual possession of the secured assets and putting for sale Handling Soft Legal tool legal initiation for Kerala
- Handled Against matter portfolio for the entire state from 2012 to 2014
- Handled Arbitration portfolio cases for the state from 2012 to 2016
- Achieved State performer for Soft Legal Tool initiation.
Skills
- Ability to comprehend, analyze and solve problems related to Legal issues and public administration
- Good Leadership qualities
- Good customer and vendor management skills
- Keen to accept new and challenging assignments as a member of a group or as an individual
Scholasticrecord
- LLB (3 Year course) from Govt: Law college Calicut
- BA - Economics from Govt: College Kodencherry
- C.O.P.A(Computer Operator and Programming Assistant)-NCVT
- JDC(Junior Diploma in Co-Operation)
Personal Information
- Date of Birth: 05/10/1976
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Languages
Malayalam, English, Hindi and Tamil
Extracurricular Activities
Organizing events during college days Human Rights activists Member of NSS and scouts in School and college level Writer and Theatre activities
Timeline
Senior Manager, Legal
HDFC Bank Ltd
02.2011
Relationship Manager
IDBI Federal Insurance Co: Ltd
06.2010 - 02.2011
TPD Manager
Reliance Life Insurance Company Ltd
01.2009 - 05.2010
Junior Advocate
09.2004 - 06.2009
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