Manoj Kartheek Nallapaneni

• Led branch operations in retail sector, serving diverse clientele including non-resident Indians and high-net-worth individuals.
• Established strong relationships with new and existing clients to enhance financial service delivery.

• Developed and implemented trading strategies for fixed income securities to enhance performance.
• Analyzed market trends, identifying potential trade opportunities for improved profitability.
• Assessed interest rate environment, adjusting portfolio to align with current conditions.
• Evaluated economic data and industry news, informing strategic investment decisions.

• Identified attractive investment opportunities by analyzing industry trends.
• Conducted financial analysis on potential investments, calculating internal rate of return and net present value.
• Monitored current investments, tracking developments in respective industries and markets.

• Compiled detailed liquidity reports for senior management, including LCR, NSFR, SLR, and MMR.
• Provided strategic guidance on Earnings at Risk (EAR) and balance sheet optimization.
• Assessed capital adequacy and market risk management regulatory requirements.
• Evaluated investment portfolio performance against market trends and benchmarks.
• Oversaw regulatory reporting of liquidity and capital-related data to PRA.

• Enhanced customer relationships and retention through targeted outreach programs.
• Established internal control procedures, reducing risk exposure while boosting profitability.

• Evaluated customer performance through analysis of past repayment behavior and current account status.
• Consulted with senior management on proposed changes to underwriting standards and procedures.
• Engaged in regular meetings with internal stakeholders to discuss best practices for loan portfolio management.

Focused on gaining expertise in Retail Branch Banking, Customer Service, Forex, and Credit Management.