Hi, I’m
Manoj Reddy Beereddy
Australian Loan Processor
Hyderabad
Summary
Results-driven Senior Mortgage Executive with 8+ years of experience leading lending operations, driving portfolio growth, and ensuring regulatory compliance. Proven expertise in mortgage origination, underwriting, and risk management, with a strong track record of building high-performing teams and cultivating client relationships. Skilled in strategic planning, market expansion, and delivering revenue growth through innovative mortgage solutions.
Overview
9
years of professional experience
1
Language
Work History
Digital Minds Software Solutions Pty Ltd
Sr. Mortgage Executive
07.2018 - Current
Job overview
- Managed Portfolios of over 500 mortgage applications.
- Analyzed clients financial documents to determine clients eligibility for mortgage loans by conducting Equifax credit checks, verifying PAYG, Salary slips, salary credits and employment contracts. if they are self-employed necessary ITR and balance sheets(P&L) verified.
- Ordering valuations with required details and escalating the case based on requirement.
- Getting best pricing for the clients by evaluating loan scenario and comparing with lenders in making sure to capture the best rate.
- Serviceability checks are conducted for the loans before recommending and lodging the applications.
- Deal cards are created and loan is monitored and assistance is provided through all stages until settlement. this involves, a) Obtaining Fact Find b) completing compliance requirement c) Doing financial check if the loan is servicing d) Applications submitted to lender with required documentation. e) Following up for preliminary assessment then conditional. f) If land is titled and all other conditions are met, loan will be followed up till Formal. g) Followed up for loan docs certification and settlement invitations will be monitored by closely monitoring with lender and client solicitors. h) Final funds are evaluated and making sure the settlement funds are released by lender and shortfall are placed in the trust account for smooth transfer. I) After settlement, post settlement queries will be addressed accordingly.
Digital Minds Software Solutions Pty Ltd
Client Executive Associate
03.2017 - 07.2018
Job overview
- Managed client portfolios by providing tailored insurance solutions, ensuring retention and satisfaction.
- Supported senior executives in preparing proposals, presentations, and policy documentation for key accounts.
- Coordinated with underwriting teams to streamline policy issuance and claims processing.
- Conducted market research to identify client needs and recommend competitive insurance products.
- Maintained compliance with regulatory standards and company policies in all client interactions.
- Built strong client relationships through proactive communication and problem resolution.
Education
Hi-tech college of engineering and technologyHyderabad
B-tech
University Overview
affiliated to JNTUH
Sri-Chaitanya Jr. CollegeHyderabad
Plus 1 and 2
Nalanda schoolHyderabad
SSC
Skills
Fully aware of regulatory compliance
Proficient in Broker Engine app for mortgage workflow automation and client management
Experienced in leveraging Flex application to support business operations and improve efficiency
Comprehensive knowledge of all Australian bank broker portals
Advanced level on most of Microsoft office apps
Customer relations
Workflow planning
Timeline
Sr. Mortgage Executive
Digital Minds Software Solutions Pty Ltd
07.2018 - Current
Client Executive Associate
Digital Minds Software Solutions Pty Ltd
03.2017 - 07.2018
Nalanda school
SSC
Hi-tech college of engineering and technology
B-tech
Sri-Chaitanya Jr. College
Plus 1 and 2
LANGUAGES
English
Hindi
Telugu