Summary
Work History
Education
Skills
Certification
Timeline
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Mansi Sharma

Mansi Sharma

Chartered Accountant
Ahmedabad

Summary

Experienced Credit Analyst with a solid background in analyzing financial data and assessing creditworthiness. Proven expertise in evaluating loan applications, conducting risk assessments, and making informed credit decisions. Strong understanding of banking regulations and compliance requirements .

Excellent communication and negotiation skills, with a track record of building and maintaining strong relationships with clients .

A results-oriented professional dedicated to supporting the bank's growth and minimizing credit risk

Work History

Area Credit Manager

ICICI Bank Ltd
Hyderabad
08.2021 - Current
  • Assess credit worthiness of current and prospective clients, determine level of risk involved in lending to each client and perform required monitoring of existing financial loans for compliance
  • Underwritten and sanctioned four major Retail Products of ICICI Bank -Home Loan, Auto Loan, Personal Loan, Credit Cards
  • Determine level of risk involved in ;ending to each client for Retail Loans and perform required monitoring of existing financial loans for compliance
  • Calculating various financial ratios to assess financial health of prospective clients
  • Ensure approved loan application comply with Bank's lending criteria and policy
  • Participated in ICICI Bank Customer 360 degree drive to generate leads for various products offered by bank and have generated high number of leads in team
  • Handled and successfully implemented pivot Genesys Project in ICICI Bank. Under this project Pan India Relationship Managers can connect over Genesys call application to solve queries regarding various Retail products which helps RM to tap one customer for purchasing multiple products offered by bank
  • Part of post sanction NRI Mortgages Loan project wherein file for timely loan disbursement ,sending MIS report to Credit Head Retail Business.

Associate

Vodafone Idea Limited
Ahmedabad
10.2019 - 08.2021
  • Handled Direct Taxation Assignments for Vodafone Idea Limited and its Subsidiaries.
  • Collecting and compiling financial information in response in response to notice issued by Income Tax Authority.
  • Preparing Technical submissions to be filed with Income Tax Officer/NeAC (faceless assessment regime) with respect to Income Tax proceedings.
  • Preparing quarterly Advance Tax working for various entities of Vodafone Idea Limited.
  • Worked upon project with Withholding Tax team for effective implementation of Sec 206AB in organization.
  • Preparing Deferred tax computation for subsidiaries of VIL.

Articleship Trainee

KPSJ & Associates
Ahmedabad
06.2013 - 07.2016
  • Worked as a core team member of Statutory Audit for clients across various sector of industry especially manufacturing and export business
  • Performed Tax Audit for Companies, Firms, Individual tax payer, Preparing Income Tax Computations for firms, companies and individuals
  • Preparation of Financial Statements and engaged in finalization of Books of Accounts as per Indian GAAP

Education

Financial Accounting, Auditing, Direct Taxation

CINSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
AHMEDABAD
06.2011 - 11.2018

Gujarat University
05.2011 - 07.2014

Skills

Analytical Skills

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Certification

General Management Communication Skills Training conducted by ICAI

Timeline

Area Credit Manager

ICICI Bank Ltd
08.2021 - Current

Associate

Vodafone Idea Limited
10.2019 - 08.2021

Articleship Trainee

KPSJ & Associates
06.2013 - 07.2016

Financial Accounting, Auditing, Direct Taxation

CINSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
06.2011 - 11.2018

Gujarat University
05.2011 - 07.2014

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Mansi SharmaChartered Accountant