Summary
Overview
Work History
Education
Skills
Positions Of Responsibility
Personal Information
Languages
Projects
Training
Community Service
Timeline
Generic
Mayank  Goti

Mayank Goti

Surat

Summary

A result oriented professional with over 6 years' experience and recently I am associated with Au Small Finance Bank Ltd on the Post of Credit Manager (Loan against property) Proficient in analyzing the financial situation of the company, extracting and interpreting complex financial data. Verifying the financial papers presented by the company and checking the income tax returns of the company. Authoring reports based on the financial history of the company. Proficient in Credit Administration (pre & post sanction) involving Credit Appraisals, Verification of Documents etc. I am handling Legal Process and etc. Excellent research, communication, relationship management, analytical and presentation skills. Mainly my key holding on No Income Program policy.

Overview

7
7
years of professional experience

Work History

Credit Manager

Bajaj Finance Ltd
Vapi
07.2017 - 09.2019
  • Credit appraisal for BL & Doctor Loans files for Vapi and Surat Location.
  • Keeping delinquency under control and Check 0 - 30 Fresh Bucket.
  • Compliance of policy and processes.
  • Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format.
  • Feed back on credit policy based on market conditions.

Credit Manager

Au Small Finance Bank
Surat
09.2019 - Current
  • Underwriting of Secure and Unsecured Business Loans to determine the an individual's or business's creditworthiness.
  • Personal visit at Customers business place for credit assessment and detailed analysis of his business.
  • Analysis of financial statements / Balance sheets/ P&L accounts, Income
  • Review of Legal and Technical Report for Smooth Disbursement Process.
  • Handling Collection Portfolio of Bucket 1 and 2.
  • Tracking Day To Day MIS for Maintained TAT.

Education

Master of Business Administration - Finance & Marketing

Lovely Professional University, Phagwara
Punjab
01.2017

Bachelor of Engineering Technology - Mechanical Engineering Technology

Lovely Professional University, Phagwara
Punjab
01.2015

XII - Secondary Education

Jay Ambey Vidyabhavan, Surat
Surat
01.2012

X(GSHEB) - Secondary Education

Suncity Vidhayabhavan, Surat
Surat
01.2010

Skills

  • Credit Evaluations
  • Underwriting Expertise
  • Policy Development
  • Workflow Coordination
  • Credit Analysis
  • Collection Monitoring

Positions Of Responsibility

  • Market Development Executive(Vodafone) May 2016- July 2016
  • Starting Student Venture. Jan 2015- May 2016
  • Treasurer, Jhankaar-The beat of LPU Aug 2013-May 2014

Personal Information

  • Date of Birth: 08/08/94
  • Gender: Male

Languages

  • English
  • Gujarati
  • Hindi

Projects

PROJET LUT SITE, In this project we worked with the sales department of Vodafone and increased the Productivity of the LUT site. The main work was increasing the Retail business of Vodafone, and also worked on distribution channel of the Vodafone.

Training

  • A 90 hours SAP input course
  • Workshop on Basic MS-Office by RCPL India
  • Investment Analysis and Portfolio Management Module(NCFM) Nov 2016- Nov 2021

Community Service

  • Organized Blood Donation Camps under the aegis of National Service Scheme
  • Member of Toastmaster International Club
  • Swar'14-Singing Talent hunt Show(Organizing Committee),Lovely Professional University,2014

Timeline

Credit Manager

Au Small Finance Bank
09.2019 - Current

Credit Manager

Bajaj Finance Ltd
07.2017 - 09.2019

Master of Business Administration - Finance & Marketing

Lovely Professional University, Phagwara

Bachelor of Engineering Technology - Mechanical Engineering Technology

Lovely Professional University, Phagwara

XII - Secondary Education

Jay Ambey Vidyabhavan, Surat

X(GSHEB) - Secondary Education

Suncity Vidhayabhavan, Surat
Mayank Goti