Mayank Goti
Surat
Summary
A result oriented professional with over 6 years' experience and recently I am associated with Au Small Finance Bank Ltd on the Post of Credit Manager (Loan against property) Proficient in analyzing the financial situation of the company, extracting and interpreting complex financial data. Verifying the financial papers presented by the company and checking the income tax returns of the company. Authoring reports based on the financial history of the company. Proficient in Credit Administration (pre & post sanction) involving Credit Appraisals, Verification of Documents etc. I am handling Legal Process and etc. Excellent research, communication, relationship management, analytical and presentation skills. Mainly my key holding on No Income Program policy.
Overview
7
7
years of professional experience
Work History
Credit Manager
Bajaj Finance Ltd
Vapi
07.2017 - 09.2019
- Credit appraisal for BL & Doctor Loans files for Vapi and Surat Location.
- Keeping delinquency under control and Check 0 - 30 Fresh Bucket.
- Compliance of policy and processes.
- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format.
- Feed back on credit policy based on market conditions.
Credit Manager
Au Small Finance Bank
Surat
09.2019 - Current
- Underwriting of Secure and Unsecured Business Loans to determine the an individual's or business's creditworthiness.
- Personal visit at Customers business place for credit assessment and detailed analysis of his business.
- Analysis of financial statements / Balance sheets/ P&L accounts, Income
- Review of Legal and Technical Report for Smooth Disbursement Process.
- Handling Collection Portfolio of Bucket 1 and 2.
- Tracking Day To Day MIS for Maintained TAT.
Education
Master of Business Administration - Finance & Marketing
Lovely Professional University, Phagwara
Punjab01.2017
Bachelor of Engineering Technology - Mechanical Engineering Technology
Lovely Professional University, Phagwara
Punjab01.2015
XII - Secondary Education
Jay Ambey Vidyabhavan, Surat
Surat01.2012
X(GSHEB) - Secondary Education
Suncity Vidhayabhavan, Surat
Surat01.2010
Skills
- Credit Evaluations
- Underwriting Expertise
- Policy Development
- Workflow Coordination
- Credit Analysis
- Collection Monitoring
Positions Of Responsibility
- Market Development Executive(Vodafone) May 2016- July 2016
- Starting Student Venture. Jan 2015- May 2016
- Treasurer, Jhankaar-The beat of LPU Aug 2013-May 2014
Personal Information
- Date of Birth: 08/08/94
- Gender: Male
Languages
- English
- Gujarati
- Hindi
Projects
PROJET LUT SITE, In this project we worked with the sales department of Vodafone and increased the Productivity of the LUT site. The main work was increasing the Retail business of Vodafone, and also worked on distribution channel of the Vodafone.
Training
- A 90 hours SAP input course
- Workshop on Basic MS-Office by RCPL India
- Investment Analysis and Portfolio Management Module(NCFM) Nov 2016- Nov 2021
Community Service
- Organized Blood Donation Camps under the aegis of National Service Scheme
- Member of Toastmaster International Club
- Swar'14-Singing Talent hunt Show(Organizing Committee),Lovely Professional University,2014
Timeline
Credit Manager
Au Small Finance Bank
09.2019 - Current
Credit Manager
Bajaj Finance Ltd
07.2017 - 09.2019
Master of Business Administration - Finance & Marketing
Lovely Professional University, Phagwara
Bachelor of Engineering Technology - Mechanical Engineering Technology
Lovely Professional University, Phagwara
XII - Secondary Education
Jay Ambey Vidyabhavan, Surat
X(GSHEB) - Secondary Education
Suncity Vidhayabhavan, Surat