A result oriented professional having 8 years of experience in Banking and NBFC. Aiming to use my dynamic communication and organization skills to fulfill organization needs and requirements.
ROLES AND RESPONSIBILTIES
CREDIT, OPERATIONS AND RISK MANAGEMENT· Managing Various lending Operations through the Entire Life Cycle, Including appraising proposals, Conducting Risk analysis & Presenting and taking through the Sanctioning Committees
· Handled Disbursement and Customer Queries as Front line Officer in the Branch.
· Handled Internal as well as External customers for smooth functioning of Retail Business.
· Currently handling the most critical part of the organization i.e. NPA portfolio of the loan Book and Ensure best asset quality so that the company has good Investors relations
· Handling post sanctions follow-up, monitoring, periodical collection, recovery through legal means and Settlements.
·Mapping client’s need, identifying Improvement areas & Implementing measures to maximize Customer satisfaction Levels.
· Ensuring continuous interaction with customers to ascertain the area of concern for improving service levels.
· Responsible for timely processing of bank transactions like fund transfer, Cheques, reconciliation ofoffice accounts, NEFT, RTGS, DD etc.
· Active role in branch operations and customer service
· Vault custodian, locker and pin custodian, Insta-kit allocation
· Responsible for improving the Internal Audit-operational efficiency score of the branch
· Corporate Salary processing
· Forex-TCDC cards and Outward Remittances
· Generate business via direct sales, lead generation and cross sell of financial products
· Retention and Enhancement of value of existing accounts.
Preparing of FSD/BRD
undefinedRepresented college cricket team as a captain and won many tournaments
Represented HDFC Sports Club in Times Shield Corporate Tournament held in Mumbai 2023