Mayank Pandey

Possessing 14 plus years of experience in Banking and presentlyresponsible for framing credit policies/procedures. As a former Credit Manager in SBI, IDBI and ICICI Bank undertaken various complex assignments, met tight deadlines and targets and delivered Superior performance. Core competencies include framing credit policies, Client Relations. Financial Analysis. Financial Statement. Strategic Planning. Market Analysis. CMA analysis

• State Bank of India, Processing Officer, Worked as processing officer in State Bank of India, Worked as sourcing and processing officer of SME loans in MIDC, Dhule Branch & SMECC Nashik, Preparation of CAM and Risk rating proposal, Handled mid-corporate and SME Loans, Appraised the loan applications and presenting them in various bank committees for facilitating sanction of loans., Handled the documentation part of the loans., To do follow up for recovery of overdue cases., Regular monitoring & supervision of loan accounts, Handled compliance of audit irregularities on regular basis.
• IDBI Bank, Relationship Officer, Assets, 10/13, 06/18, 4.5 years, Sourcing and Processing business loans (CC & Term Loan), Regular Monitoring and supervision of all loan accounts, To do follow-ups for recovery and collections, To acquire new business and cross sell financial products to existing customers.
• IDBI Bank, Team Member, Treasury Back Office, 06/18, 11/18, 5 months, Handled Portfolio related to Government securities and CSGL account of co-operative banks., Doing deal booking of government securities on behalf of co-operative banks
• ICICI Bank, Regional Relationship Manager, 06/10, 05/13, 3 years, Worked in Lucknow as relationship Manager for MSME loans., To increase the portfolio for MSME loans., Sourcing and processing of MSME loans., To do follow up for recovery of overdue cases

HDFC Bank, SME Policy, 02/24/20, Present, 1 year 2 months, Actively involved in framing various MSME policies in the Bank, Some of the key policies handled includes ODAP, GECL, MSME restructuring, FITL, PQ-WCDL, Digital Renewal, CGTMSE, CGSS, Agri Infra Fund, Educational institution, Start of Digital Products, Framing Credit Policies and Procedure Manual, Active support in framing process of the various policies, Handling queries of the Line team of PAN India on daily basis, Handling audit related queries and co-ordination with internal audit and statutory audit for various policies related matter

• Date of Birth: 01/23/86
• Marital Status: Married

Reserve Bank of India, 2 months, 05/09, 06/09, Credit Quality in Banks